30s-50s chitchat club

[pepsitwist]

Omg... I see my hospitalisation shield plan premiums... I want to faint. Medisave+cash rider portion add up to more than $4k a year. Somemore I never had any claims before (*touch wood)

Thinking to downgrade liao

This month saw a few advertisements by govt with influencers on downgrading shield plans.. lol. They claim without very high rider plans the hospital bills are also still affordable....

(I'm also on max rider)

 

[Autumn.]

Iphone usage in China quite 'safe'.

For the US tech, the front end or certain services (eg. Push notifications) got blocked in China.

What China is doing is quite similar to many countries, they block the mnc unless their own smaller players benefit from it.


Rma and get a replacement to use for another 6 months?

what is RMA?

 

[skyline72]

Good evening people.

Quite drunk.

 

[skyline72]

what is RMA?

Return Merchandise Authorization.

Return to dealer/distributor for repair or whatever.

 

[orbvius]

what is RMA?

https://support.google.com/fitbit/answer/15852794?hl=en

If the purchase is within a year, then, just raise a ticket to return the faulty Fitbit for replacement.

 

[jeffprobst]

Then no issue la. We use is China phone with global rom ma

You ask the company lo. They the policy maker mo, not me.

 

[jeffprobst]

I check against October 2025 price list for my age... The standard plan for private for me is $1450+

Buy my premium payable next month is 1.9k+

My agent say the 500 increase is due to price revision by moh due to publish 1st Nov....

*note this is not the cash deductible rider policy... I didn't even look at that part yet.

Yeah. Recently got increase. But general rules of thumb, shield plan will increase by age band. Every five years if I recalled correctly.

 

[jeffprobst]

I see thread all those barbaric Taiwan’s post scolding Singapore cause of PM Wong. They really cannot hold a debate, everything also personal attack.

 

[aceminer]

You haven't had any claims yet so of course no regret lor.

My wife thinks it's worth it since she ever had minor surgery in private before

Can afford just keep. Don’t downgrade until u cannot afford

 

[aceminer]

I see thread all those barbaric Taiwan’s post scolding Singapore cause of PM Wong. They really cannot hold a debate, everything also personal attack.

What did Lawrence do???

 

[Milo-Dino]

Yeah. Recently got increase. But general rules of thumb, shield plan will increase by age band. Every five years if I recalled correctly.

sorry lor.. is every year increase for me... and i already suffering from the big jump at age 41 previously

 

[Milo-Dino]

Seriously, ever since I heard of ppl around me being diagnosed with cancer, insurance really is something important

I know it's important... just that i'm questioning whether I need to maintain shield plan for private hospital vs downgrading to restructured hospital A ward

 

[Milo-Dino]

This month saw a few advertisements by govt with influencers on downgrading shield plans.. lol. They claim without very high rider plans the hospital bills are also still affordable....

(I'm also on max rider)

sigh.. it's getting abit ridiculous i feel.

the basic shield plan for cover (up to private hospital) is $1.9k.. (after medisave deduction need fork out close to 700). Then the cash rider to cover deductibles and co insurance and up the cancer benefit.. that is another 2.2k... total a year 4.1k+ liao.

 

[highsulphur]

Morning all

 

[Velton]

moaning Pips

 

[irregardless]

morning all

 

[Autumn.]

https://support.google.com/fitbit/answer/15852794?hl=en

If the purchase is within a year, then, just raise a ticket to return the faulty Fitbit for replacement.

exceeded, this is a replacement actually

 

[lemonzil]

I know it's important... just that i'm questioning whether I need to maintain shield plan for private hospital vs downgrading to restructured hospital A ward

I was just tapping on to make a comment maybe not so necessary . You may ignore.

But then again.. Is there really a need to go private is a question. From what I’ve heard, sometimes certain complications, patients also get referred back to public hospitals…

 

[lemonzil]

Good morning. Tuesday is wfh day.

 

[singexpat]

I know it's important... just that i'm questioning whether I need to maintain shield plan for private hospital vs downgrading to restructured hospital A ward

my wife downgraded all of us to be under public class A ward instead. No point gg private. the rider and annual increases are crazy.