32.7% returns in 1 year (2017)

[mingyang93]

ILP earning that much returns seems weird but some ILP are able to tap into AI funds which results a higher yield gains % than ETF funds as ETF funds usually follows the index funds which is the benchmark of the market. But to be boasting a 32.7% is quite ridiculous.

 

[tangent314]

There are lots of funds out there with varying per,formance. If you are lucky you pick the right one that beats the benchmarks if you are not so lucky you pick the wrong one that does not beat the benchmarks. Because past performance is not an indicator of future performance, you can't simply choose a fund that has performed well and expect that it will continue to do well, because you cannot really be sure if the fund was doing well because of luck or because they have been doing something fundamentally right to achieve better than benchmark results.