A35 ES3

[kiddykong]

Thoughts on buying A35, ES3 now for lump-sum investment? Or any better index funds I should consider? Trading via DBS vickers securities as I have 3 free trades.

Won't panic-sell but am unsure when is good time to go in. Looking at 5k and 10k respectively.

background:
Don't have any portfolio other than measly amounts in Stashaway (chose risk-16) and SSB. (<10k)

ps I am a newbie.. Mercy please dai kors...

 

[Purplestars]

Thoughts on buying A35, ES3 now for lump-sum investment? Or any better index funds I should consider? Trading via DBS vickers securities as I have 3 free trades.

Won't panic-sell but am unsure when is good time to go in. Looking at 5k and 10k respectively.

background:
Don't have any portfolio other than measly amounts in Stashaway (chose risk-16) and SSB. (<10k)

ps I am a newbie.. Mercy please dai kors...

Try picking a good bank account with high interest rate instead of A35. You have to see if you meet their requirements.

 

[havetheveryfun]

Thoughts on buying A35, ES3 now for lump-sum investment? Or any better index funds I should consider? Trading via DBS vickers securities as I have 3 free trades.

Won't panic-sell but am unsure when is good time to go in. Looking at 5k and 10k respectively.

background:
Don't have any portfolio other than measly amounts in Stashaway (chose risk-16) and SSB. (<10k)

ps I am a newbie.. Mercy please dai kors...

market quite volatile now.. most ppl r waiting on the sidelines.. ES3 below $3 is a good buy but don't know when will reach there again

 

[Shiny Things]

Thoughts on buying A35, ES3 now for lump-sum investment? Or any better index funds I should consider? Trading via DBS vickers securities as I have 3 free trades.

Won't panic-sell but am unsure when is good time to go in. Looking at 5k and 10k respectively.

Darnit, I had a nice thoughtful answer written and then the tab crashed.

You've already got the right idea with "won't panic sell"; stocks, especially, are a long-term investment. This is the sort of money that you'd be putting away for retirement; if you're saving for something closer than your retirement, you might want a different mix of investments (more bonds, less stocks, or maybe even just leaving it all in the bank).

Anyway, long answer short: it makes sense for Singaporean investors to own Singaporean stocks and Singaporean bonds. A35 is a great way to own Singaporean bonds; and ES3 is a great way to own Singaporean stocks.

 

[kiddykong]

@1 As of now, I don't have an income so most saving accounts are out for me. Should I buy SSB instead? I'm a young adult (below 25) So definitely looking at wedding, bto in the next ten years.

@2 As I'm new to this, should I try to find a time to go in. Or is it better to just go in and not think about it? Am confused with the "time in the market concept, rather than to. Time the market"

@3 Aww man appreciate the effort. I am indeed intending to focus on the two. However, now my greatest concern is when to enter as I have free 3.trades form DBS VS that are expiring end this month.

 

[Shiny Things]

@1 As of now, I don't have an income so most saving accounts are out for me. Should I buy SSB instead? I'm a young adult (below 25) So definitely looking at wedding, bto in the next ten years.

If you haven't even met anyone yet and haven't thought about moving out, you probably don't need to worry about saving for shorter-term goals (like a house or a wedding). And if that's the case, you can focus on long-term saving goals. You don't need to be too conservative.

@2 As I'm new to this, should I try to find a time to go in. Or is it better to just go in and not think about it? Am confused with the "time in the market concept, rather than to. Time the market"

Think about this: you're new to the market; you've never invested before. You've got absolutely no advantage when it comes to picking when the market's low or high; there are people out there who spend their entire life doing that. You're better off not trying to compete with them; buying early and regularly is the right way to do it.

 

[Mecisteus]

Sign up for a POSB Invest Saver plan.

 

[buaytuckchek]

A35 dropping