Hi
WOuld like to have some advise with regards to my situation.
I was doing PT with my peers and while we were doing tuck jumps, upon the 3rd jump, when I landed, I heard a loud "tuck" sound and my knee was in sharp pain.
Afterwhich, i was diagnosed with 95% torn ACL and meniscus. I was covered under service injury and all my surgery and medical fees were fully covered.
Went for medical board review recently and was told I will be given 10% Permanent disability compensation.
HOwever, just last week, one of the officer called and ask if the accident was due to personal negligence. I replied a NO via the email and the officer told me to change my statement to a yes in another email.
I did as requested as he told me the compensation will be affected a little. But then I googled and realise
The insurance definition of negligence is the failure to act or not act as a reasonable person would in the same situation.
So any legal advice here? Is my situation classified as personal negligence?
I do see it as a unfortunate accident as I did all the warm ups and I was physically fit when I was doing that exercise. I do not see it as a personal negligence on my part.
Thanks in advnace.
WOuld like to have some advise with regards to my situation.
I was doing PT with my peers and while we were doing tuck jumps, upon the 3rd jump, when I landed, I heard a loud "tuck" sound and my knee was in sharp pain.
Afterwhich, i was diagnosed with 95% torn ACL and meniscus. I was covered under service injury and all my surgery and medical fees were fully covered.
Went for medical board review recently and was told I will be given 10% Permanent disability compensation.
HOwever, just last week, one of the officer called and ask if the accident was due to personal negligence. I replied a NO via the email and the officer told me to change my statement to a yes in another email.
I did as requested as he told me the compensation will be affected a little. But then I googled and realise
The insurance definition of negligence is the failure to act or not act as a reasonable person would in the same situation.
So any legal advice here? Is my situation classified as personal negligence?
I do see it as a unfortunate accident as I did all the warm ups and I was physically fit when I was doing that exercise. I do not see it as a personal negligence on my part.
Thanks in advnace.
