Advise required for my current situtation

[twinbaby]

Hi there,

Two concerns:

I am currently using UOB Amex and Amex Tru Cashback.
So my arrangement is to transfer POSB to UOB account and UOB amex will giro to UOB Amex.
Last month, I realise there is interest charge and late charges because got not enough money in my UOB account.
I quickly transfer a few k to my UOB account.
I was thinking is possible to GIRO UOB amex to POSB account directly?
For that 0.2% extra, is it worth effort to use UOB Amex?

I have maxed out Dash and Singlife.
But currently I don't have a CDP account.
I am thinking of buying SSB bond.
Will the transfer of Dash and Singlife be immediate?
How long will the CDP setup takes?

My main concerns:
1) Don't want to many account, later hard to manage
2) Everything go via POSB better.

 

[reddevil0728]

Hi there,

Two concerns:

I am currently using UOB Amex and Amex Tru Cashback.
So my arrangement is to transfer POSB to UOB account and UOB amex will giro to UOB Amex.
Last month, I realise there is interest charge and late charges because got not enough money in my UOB account.
I quickly transfer a few k to my UOB account.
I was thinking is possible to GIRO UOB amex to POSB account directly?

Yes

For that 0.2% extra, is it worth effort to use UOB Amex?

it is more than just the 0.2% right. it is about the ability to get cashback for topping up grabpay etc.

I have maxed out Dash and Singlife.
But currently I don't have a CDP account.
I am thinking of buying SSB bond.
Will the transfer of Dash and Singlife be immediate?

Dash is almost immediate. singlife not as immediate.

How long will the CDP setup takes?

https://www.sgx.com/securities/retail-investor/apply-cdp-securities-account as fast as 15m

My main concerns:
1) Don't want to many account, later hard to manage
2) Everything go via POSB better.

cdp is different.

 

[twinbaby]

I am at Add GIro Arrangement in the POSB.
But I only see AMEX but don't see UOB.
Also what do I key in for the bill reference number.

For the CDP setup 10 days to get approve?

 

[reddevil0728]

I am at Add GIro Arrangement in the POSB.
But I only see AMEX but don't see UOB.
Also what do I key in for the bill reference number.

not everything can can be done via internet banking for now
https://www.uob.com.sg/personal/cards/cards-usage/payment-modes.page

For the CDP setup 10 days to get approve?

?????????????????????/ did you click the link?

 

[twinbaby]

not everything can can be done via internet banking for now
https://www.uob.com.sg/personal/cards/cards-usage/payment-modes.page

?????????????????????/ did you click the link?

Once you apply for a CDP account via one of the three methods, you will get your CDP account number in 15 minutes. However, it usually takes an average of 10 business days from the time you submit the account application form to the time that you receive notifications from CDP on the opening of the CDP Securitie

I saw this online, I thought will take another 10 days for approval.

 

[reddevil0728]

Once you apply for a CDP account via one of the three methods, you will get your CDP account number in 15 minutes. However, it usually takes an average of 10 business days from the time you submit the account application form to the time that you receive notifications from CDP on the opening of the CDP Securitie

I saw this online, I thought will take another 10 days for approval.

not sure where you got it from so i don't know what you talking about.

the link i provided is by CDP themselves.

 

[twinbaby]

Hi there,

I still have a few loose ends

• I currently got some balance money from Dash Easyearn, it requires me to draw money in multiples on 100, currently i got 76 dollar.
• I realised my UOB account the token got no battery
• The paynow by default is tied to UOB instead of POSB, is it possible to change

 

[reddevil0728]

Hi there,

I still have a few loose ends

• I currently got some balance money from Dash Easyearn, it requires me to draw money in multiples on 100, currently i got 76 dollar.
• I realised my UOB account the token got no battery
• The paynow by default is tied to UOB instead of POSB, is it possible to change

You can surrender
Change it to digital token?
Yes. Actually how is it by default when you were the one who made it so