AIA Financial Guardian

[fryderyk]

Hi Gurus

I need your help , i got policy since 1990 ...

I need brief summary on what this policy does , i dont know whether i should keep it or surrender it ..

There is no product summary .... in google

 

[Perisher]

Hi Gurus

I need your help , i got policy since 1990 ...

I need brief summary on what this policy does , i dont know whether i should keep it or surrender it ..

There is no product summary .... in google

You don't have an agent?

 

[BankerX]

You should call AIA directly to request for the latest statement on the account and to get a copy of the policy.

Im not familiar with the mechanics of this plan but that is what i would do first.

 

[fryderyk]

You don't have an agent?

agent keep changing lei .. i also dont know who

 

[dendii]

It is essentially a whole life policy with a so called critical year option. You may exercise the option and you will no longer need to pay anymore.

But without your policy information very hard to advice on the details.

 

[fryderyk]

so is there any maturity date for this policy ?