Aia guaranteed protect (II)

[babymiz]

Hi,

Anyone bought the above insurance before? May I know if for age 30 plus does the CI has 1.3x the sum insured? Said like $100k sum insured means can get back $230k for CI?

 

[Aerial86]

Hi,

Anyone bought the above insurance before? May I know if for age 30 plus does the CI has 1.3x the sum insured? Said like $100k sum insured means can get back $230k for CI?

Hi,

Yes you're right. There is a 1.3x Multiplier for CI as well as the rest of the coverage amount. But take note that it only applies for any claims before 65.

 

[babymiz]

Hi,

Yes you're right. There is a 1.3x Multiplier for CI as well as the rest of the coverage amount. But take note that it only applies for any claims before 65.

Hi aerial86,

Thanks for the reply. Cos I want to confirm as I check with my agent but he keep insisting that there is no multiplier for the CI. Only death and tpd has the multiplier. So I'm really confused as I saw the website stated it covered multiplier till 65 for CI.

 

[Aerial86]

Hi aerial86,

Thanks for the reply. Cos I want to confirm as I check with my agent but he keep insisting that there is no multiplier for the CI. Only death and tpd has the multiplier. So I'm really confused as I saw the website stated it covered multiplier till 65 for CI.

Yup it's good to play safe. If still in doubt, you can also call in to AIA Cust hotline to double confirm with them.