AIA Insurance policy

[PapaFountain]

Hello all need some help regarding the AIA financial guardian whole life insurance plan that my father started for me when i was born.

I would like to check if there are any benefits to continuing this plan? I intend to end this policy and buy term if possible.

There is also an existing loan and i'm wondering if this can be deducted from the surrender value? Thanks for reading.

 

[endlssorrow]

not bad.
u r afraid some may flame u
so u create a new account and a new email for this.

and the policy is w/o any details.

hahaha

 

[unhinged_loon]

Hello all need some help regarding the AIA financial guardian whole life insurance plan that my father started for me when i was born.

I would like to check if there are any benefits to continuing this plan? I intend to end this policy and buy term if possible.

There is also an existing loan and i'm wondering if this can be deducted from the surrender value? Thanks for reading.

Go read the policy booklet for the benefits illustrations.

http://www.moneysense.gov.sg/~/medi...ur%20Finances%20%20Benefit%20Illustration.pdf

 

[Shion]

http://forums.hardwarezone.com.sg/money-mind-210/aia-projected-returns-saga-5622626.html

 

[akwl88]

Useless product

 

[dendii]

If there is a loan, chances are your surrender value is extremely minimal.

Will need much more info.

Best is that you provide the BI for better advice

Hello all need some help regarding the AIA financial guardian whole life insurance plan that my father started for me when i was born.

I would like to check if there are any benefits to continuing this plan? I intend to end this policy and buy term if possible.

There is also an existing loan and i'm wondering if this can be deducted from the surrender value? Thanks for reading.

 

[Isaackarho]

I dun think is worth

 

[citrus00]

. Is there any CI riders or add on to the base plan?

Policies with loan still effect, chances are your surrender value will denifitely be impacted.

 

[a4973]

hi all
just chanced upon this thread.
i have a bunch of AIA policies that i know nuts about.
as there are many experts on this forum, i would like to get comments from these experts whether my policies are the "Good" or "Bad" type of policies.
may i know if i just indicate the Plan name is it sufficient to roughly gauge "Good" or "Bad"?

 

[Shion]

hi all
just chanced upon this thread.
i have a bunch of AIA policies that i know nuts about.
as there are many experts on this forum, i would like to get comments from these experts whether my policies are the "Good" or "Bad" type of policies.
may i know if i just indicate the Plan name is it sufficient to roughly gauge "Good" or "Bad"?

Yes...Which plans do you have on hand ?

 

[computers70]

Buddy, you should have a servicing agent.
Not sure, call the customer service for his number.
Call the agent, and let him know you would like to meet him, if he 'act blur' call back to customer service and ......... them.

If you have the surrender value, please upload, so that others can advise with what you have provided.

 

[akwl88]

hi all
just chanced upon this thread.
i have a bunch of AIA policies that i know nuts about.
as there are many experts on this forum, i would like to get comments from these experts whether my policies are the "Good" or "Bad" type of policies.
may i know if i just indicate the Plan name is it sufficient to roughly gauge "Good" or "Bad"?

pls give more info

paying for things you know nuts about

no wonder still got scams in this informational age

 

[a4973]

Yes...Which plans do you have on hand ?

here they are separated by policy number...

PRIME LIFE (AB)
APWP/BASIC
ECL SPECIAL
ECL/WP SPECIAL

=======================================

AIA LIFE ENDOWMENT SPECIAL
WP/BASIC

========================================
AIA SECURE TERM PLUS (II) 5 S$70,000.00
TPD ON SECURE TERM PLUS (II) S$70,000.00

==========================================

AIA SECURE TERM PLUS (II) 5 S$100,000.00
TPD ON SECURE TERM PLUS (II) S$100,000.00

===========================================

Plan Name: PINK OF HEALTH
DAILY HOSPITAL INCOME BENEFIT
DAILY ACC HOSPITAL INCOME BEN
INTENSIVE CARE UNIT BENEFIT
HOSPITAL EXPENSE REIMBURSEMENT
GET WELL BENEFIT

=======================================================

Plan Name: PA 24 HOURS
PRINCIPAL SUM ASSURED
WEEKLY INDEMNITY
MEDICAL REIMBURSEMENT

 

[a4973]

Buddy, you should have a servicing agent.
Not sure, call the customer service for his number.
Call the agent, and let him know you would like to meet him, if he 'act blur' call back to customer service and ......... them.

If you have the surrender value, please upload, so that others can advise with what you have provided.

a bit sensitive as agent is BIL.
so trying to CSI info on the quiet

 

[a4973]

pls give more info

paying for things you know nuts about

no wonder still got scams in this informational age

really hope never kena scam by BIL or is nothing really sacred anymore?

 

[a4973]

Buddy, you should have a servicing agent.
Not sure, call the customer service for his number.
Call the agent, and let him know you would like to meet him, if he 'act blur' call back to customer service and ......... them.

If you have the surrender value, please upload, so that others can advise with what you have provided.

i have access to AIA ecare however looking at all the numbers make my head spin.
perhaps based on my provided list, you can annotate against the plan what additional info you need so i can login to get them.
thanks for all guidance & comments

 

[akwl88]

info for your prime life -

http://www.turtleinvestor.net/surrendering-my-aia-prime-life-policy/

 

[akwl88]

is secure term plus a term life insurance?

 

[akwl88]

endowment basic-

1) total premiums paid
2) holding period
3) guaranteed returns

pls sic these figures

 

[akwl88]

pink of health is hosp plan?

pa 24 hrs is accident plan?

sic the premiums per policy also