Aia smartrewards saver 25

[len555]

Anyone holding this kind of policy? Any thoughts

 

[Value.Matrix]

Only for the risk adverse, low ability people to get.

Or get Robos and start to learn how they do diversification and investment for higher returns and higher volatility.

 

[len555]

@Value.Matrix, thanks man,I'll do my reading for that.


Reason I asked is I'm planning to drop this one, currently holding one, and I'm on nearing my 2nd year. So the guaranteed (which is the coupon 1500 yearly) is only 36k compared to my total premiums of around 59k and considering it's for 25 years, I think my money might be better off somewhere...


https: //ibb.co /njprncS
Any experts' thought on this?

 

[Value.Matrix]

@Value.Matrix, thanks man,I'll do my reading for that.


Reason I asked is I'm planning to drop this one, currently holding one, and I'm on nearing my 2nd year. So the guaranteed (which is the coupon 1500 yearly) is only 36k compared to my total premiums of around 59k and considering it's for 25 years, I think my money might be better off somewhere...


https: //ibb.co /njprncS
Any experts' thought on this?

Sell Koyok time. Look for me for a no obligations check. Actually, endowments can either be a bond like portfolio, or you cut your loss and invest directly with Robos.

But no one should tell you what to do. I can only give you a snapshot of it to help you make a decision. Most likely, putting into CPF SA would likely yield better returns after surrender (again I am not advocating surrender). Calculate the cost benefit before making a decision.