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- Sep 16, 2018
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an update..
After having Tourpass (qualifies for cc points/miles as the purchase is not considered to a prepaid card directly).
The remaining balance in the debit card CANNOT be transferred to your balance or to another individual. So have to spend it all, otherwise, the refund may be subjected to FCY spread and conversion fees (~3% for most credit cards)
I also had someone transfer me balance. But to use that balance, I was told to re-verify myself (passport + photo), although this was done once last year. Verification of the photo takes a few hours.
Thanks for the updates. It is stated in the Alipay Tourpass that the prepaid balance can not be transferred to your normal balance or another individual. As of now itself is not very useful. Rather you can just top up a minimum amount like RMB100 and spend it.
The usefulness right now is to enable you to top up the normal balance by receiving transfer from others. Then you can enjoy the convenience of Alipay.