Am I really liable?

[anfielder]

The definition of "keeping your card secure" is quite broad. Does entrusting it to your wife not considered secured?

Do you need the pin to just collect link points? If u dun think I dun see that clause being breached

If you give the card to another person, the card no and cvv are exposed liao

 

[lusunshine]

The definition of "keeping your card secure" is quite broad. Does entrusting it to your wife not considered secured?

Do you need the pin to just collect link points? If u dun think I dun see that clause being breached

Disclose doesn't mean must use it. When letting the wife hold the card, she will be able to see the card number, name, expiry date and CVV2, all information are already considered as disclosed.

 

[reddevil0728]

If you give the card to another person, the card no and cvv are exposed liao

Disclose doesn't mean must use it. When letting the wife hold the card, she will be able to see the card number, name, expiry date and CVV2, all information are already considered as disclosed.

Does that mean when you come home, you must place your wallet under lock and keys so nobody can access it?

 

[lusunshine]

Does that mean when you come home, you must place your wallet under lock and keys so nobody can access it?

If nobody go and open your wallet to check the card information, nothing is disclosed even though it's not locked, but if someone from your home purposely open your wallet and record/remember all the card information without your authorisation, don't you think something is wrong with your family?

 

[reddevil0728]

If nobody go and open your wallet to check the card information, nothing is disclosed even though it's not locked, but if someone from your home purposely open your wallet and record/remember all the card information without your authorisation, don't you think something is wrong with your family?

The "act" of opening the wallet or rather the ability to have access to one's wallet already mean it's not secured aint it?

 

[derrickgoh]

Put simply, the card belongs to YOU and should not be used by anyone else be it your wife, your mother, your dog or your goldfish.

Once the card is used by anyone except you, it is considered your fault as you did not ensure the card is only used by you. Doesnt matter whether you told your wife to use your card or your wife took your card to use. Its still considered unauthorised usage. Likewise, doesnt matter whether u use the card to sign for purchases, to withdraw money, to credit link points or to hao lian.

Your card used by someone else is considered your fault. If someone stole your card or wallet at least u can make police report. After all, who likes to be robbed. But in this case you GAVE a non-transferable card to your wife and she lost it. Banks consider it your fault. You are lucky they dont revoke your card for abusing it. Cardholder agreement clearly says NON TRANSFERABLE.