Any thoughts about Prudential mutiple crisis cover

[blurblur123]

is this a good policy?

able to claim 3 times even though there are some restrictions especially on cancers.

 

[Keverus]

no head no tail

maybe can share with us abit more on how it works?

 

[blurblur123]

me not sure hor. my agent recommend this to me so I want to know more from you guys.

 

[Keverus]

me not sure hor. my agent recommend this to me so I want to know more from you guys.

isnt ur agent supposed to clarify ur doubts if u have any?

 

[blurblur123]

haiz. keverus can u stop being irritating just once?

 

[Keverus]

haiz. keverus can u stop being irritating just once?

Your agent is supposed to explain the plan to you. Otherwise, you give hin commission for what? If he explained to u but u dont understand, then shoukdnt u clarify with him?

 

[azfong]

is this a good policy?

able to claim 3 times even though there are some restrictions especially on cancers.

I am now advising clients to look at Early Stage Critical Illness coverage as more cases are now detected at an early stage. Most Critical Illness plans will not pay out at this stage, only paying out at the more advanced stages.

 

[Shiny Things]

is this a good policy?

able to claim 3 times even though there are some restrictions especially on cancers.

Probably a waste of money. How unlucky would you have to be to have three separate Bad Things happen to you? (I'm not surprised they rule out multiple recurrences of cancer - if it metastasises, god forbid they might actually have to pay out three times.)

Just get some hospital cover. Maybe single-crisis cover if you're the breadwinner and your significant other wouldn't be able to work while you were laid up with the big C, but if you're young and healthy and don't have any kids that's probably overkill.