Dunno worth lugi another 1xx-2xx dollar or not
really depends on what u need ba.. unless u game alot.. if not I think day to day experience should be the same in terms of smoothness.. size zf9 is smaller but it's thicker and weight they're almost the same..
some people like the feature heavy oneui while some like stock android which zenui is quite close to..
camera wise s22 has more flexibility as it has a dedicated telephoto lens..
Battery life confirm Zenfone will win..
Software updates Samsung is one of the best.. providing even longer support than google for their pixels.. sometimes Samsung monthly security patches arrive even earlier than googles.. while zenui is only promising 2years or android updates for their flagship with bimonthly security patches..
lastly is resale value ba.. Zenfone resale value really not there..
also not sure if zf9 supports volte on sg as zf8 didn't..