Best credit card

[weathersohot]

What's the best credit card to use, in terms of least transaction fee, or lower forex

I got no miles card

 

[evilerniex]

cash is still king in japan.
a lot of small eateries and ryokans dun accept credit cards

 

[weathersohot]

Aiming to use for hotel and departmental stores

 

[Quasar]

Forex is generally quite fluid and hard to say which bank is better at any given moment. However for transparency generally the 3 locals publish rates on their website. Which could be a basis for comparison. However, transaction dates and actual posting dates will also affect the rates you get overseas.

To lower transaction costs the most I can say is to avoid bank issued Amex cards as you get charged by both amex and the banks for transaction fees.

 

[weathersohot]

Okay thanks, but direct Amex card is generally fine?

Forex is generally quite fluid and hard to say which bank is better at any given moment. However for transparency generally the 3 locals publish rates on their website. Which could be a basis for comparison. However, transaction dates and actual posting dates will also affect the rates you get overseas.

To lower transaction costs the most I can say is to avoid bank issued Amex cards as you get charged by both amex and the banks for transaction fees.

 

[Vitaqen]

China Union Pay is quite good if you intend to visit and spend alot at Yodobashi Camera/Bic Camera

Extra Discount 5%