Best Debit Card with Cashback?

[RibenaLessSweet]

Hi, I looked through previous threads and saw that there some credit cards that offer cash back, but I am not eligible for them as my salary don't meet the requirement.

Are there any debit cards with cash back? I will be using this card only to pay medical bills and transport. (I already have another DBS passion debit card for household expenses.)

When I read the T&C for the debit cards of major banks, it looks like only DBS Safra card has 0.3% cash back on all transactions? DBS main debit card only good if using visa pay wave.

The rest (UOB, OCBC, etc) give rebates but have to go for the participating stores, which is quite limited. Is there any debit card that I am missing out?

Appreciate any suggestions. Thanks!

 

[Trazora]

Try scb supersalary. 1% rebate capped at $60 per month.

 

[RibenaLessSweet]

Try scb supersalary. 1% rebate capped at $60 per month.

Thanks! I Googled it and it looks like what I want.

 

[BBCWatcher]

Citibank's Tap and Save account (and associated debit card) is another good option. The key difference is that you need a total relationship balance of $15,000 with Citibank to avoid a monthly fee, whereas with Standard Chartered there's a monthly fee if you don't transfer at least $1,500 into the account every month.

Citibank's Tap and Save card is a better transport card since its EZ-Link rebate is quite good.

Don't forget to take advantage of the DBS Visa Debit Card's 5% rebate for contactless transactions in Singapore, if you can.

 

[TabascoSauce]

dosnt dbs visa debit card give 5% cashback?

 

[kevinkoh1992]

dosnt dbs visa debit card give 5% cashback?

This is the best for contactless payment

Sent from Google PIXEL using GAGT

 

[Trazora]

Thanks! I Googled it and it looks like what I want.

You can also consider applying for secured credit card. This will require tying a min $10000 fixed deposit.

https://blog.moneysmart.sg/credit-cards/need-know-secured-credit-cards/

 

[RibenaLessSweet]

Thanks for all the suggestions. I didn't take the DBS debit card as the hospital and clinic i go to still use the traditional signing method. If I'm not wrong the 5% is only limited to paywave and transactions below $200.

 

[Charlie_Zhan]

Dbs visa debit 5% cashback for contactless payment is second to none in terms of debit card cashback right now.. today just received cashback for last month's transactions.. received $37.xx and last month received the max cashback of $50..

Sent from International Space Station using GAGT

 

[RibenaLessSweet]

Dbs visa debit 5% cashback for contactless payment is second to none in terms of debit card cashback right now.. today just received cashback for last month's transactions.. received $37.xx and last month received the max cashback of $50..

Sent from International Space Station using GAGT

Thanks Charlie! By the way, i went to Stan Chart today to check out the Super Salary but they no longer have the cash back for the debit card. Instead, they offered me 1% bonus interest for first 12 months. I did not take up as I am opening the account to pay for bills so not really a savings account.

 

[aKaGiz]

Supersalary debit card no longer has 1%? For new accounts ?

 

[Trazora]

Thanks Charlie! By the way, i went to Stan Chart today to check out the Super Salary but they no longer have the cash back for the debit card. Instead, they offered me 1% bonus interest for first 12 months. I did not take up as I am opening the account to pay for bills so not really a savings account.

They bluffed you lah. I just received the 1% today for my spend on the card last month.

 

[azeris10]

Anyone still use supersalary? New tnc for cashback sigh.

 

[silverbomb]

Anyone still use supersalary? New tnc for cashback sigh.

What is the new change?

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[zumaba]

What is the new change?

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You din receive the email from SCB?

 

[silverbomb]

Wah that's sad the longest kept benefit gone. If dint see this I won't notice. Another card into the drawers now. Thanks.



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[cassowary18]

Wah I didn't know that SCB debit card used to give cashback on AXS. That would have given me extra 1% cashback on my credit card bills...

So sad I only discovered this after it got nerfed. I thought it fell under "Payments to loans or credit facilities or deposit accounts" so didn't try.

 

[yiron]

Anyone still use supersalary? New tnc for cashback sigh.

Sigh. Another one bites the dust. This one was quite decent. Time to close my Supersalary account after this round.

 

[zachary123]

The best kept secret

 

[chopra]

jus let this thread die, ok