Best saving account for now

[ithelper]

After BOC had revise their saving account interest rate (previously can hit 3.55%). What is the next best choice for saving account? Anybody switching to OCBC or SC BonusSaver? Was thinking either one of it.

 

[lewissac]

After BOC had revise their saving account interest rate (previously can hit 3.55%). What is the next best choice for saving account? Anybody switching to OCBC or SC BonusSaver? Was thinking either one of it.

Among of these Bank's account, which is easier for you to fulfill their criteria?
I would suggest try not to change your spending habit to fulfill the criteria. Instead evaluate your spending habit and see which criteria can be fulfilled from that.

If your're looking at the highest interest rate alone, SCB BonusSaver is the one with up to 3.88%. But it depends if you are able to fulfill their criteria.

 

[Trazora]

After BOC had revise their saving account interest rate (previously can hit 3.55%). What is the next best choice for saving account? Anybody switching to OCBC or SC BonusSaver? Was thinking either one of it.

BOC still can hit 3.55% but just harder now, it is still higher rates than OCBC360 or SC BonusSaver if same criteria are met. Also, can get good rebates from BOC family card compared to OCBC cards (lower rebate/ ridiculous requirements for rebate) and SCB bonussaver card (no rebate).

 

[ithelper]

to hit 1.88% for spending need minimum spend 2000. Don't think I can hit that.