Can I summaries that the BOC family card goes by statement month which is one of the following 9th/17th/23rd of the month?
And to qualify for smartsaver, this goes by calendar month?
Based on your experience, how to keep track of both timeline in order to qualify for the minimum spending of $500 on both end needs?
By far which boc family card statement closing date is the best in order to fulfil both needs? Can we request the closing statement date during the application of the boc family card?
What constitute bill payments. Using the bill payment function or GIRO? any GIRO charges?
Thank you
smartsaver card spend bonus interest based on posted transactions in calendar month
I just make regular spending, no issue meeting both timeline.
Statement date, really up to personal preference. You can try indicate your preferred statement date on the application, subjected to bank's agreement.
bill payment function in internet/mobile banking or GIRO. GIRO for eligible bill payment shouldn't have any charges. Anyway, think easiest to just pay $5 to any 3 credit cards on ibanking every month.