BOC SmartSaver

[868888]

They'll just lose customers after the recent adjustment to the conditions. Just move on.. to something better.

 

[savinmax]

They'll just lose customers after the recent adjustment to the conditions. Just move on.. to something better.

How many others are better than 2.35 to 3.55% p.a. at the moment for other banks ?

maybank 3% ?
ocbc alternate months 2.75-3.25% ( normally 2.25% ) ?

pls share

 

[868888]

Momentarily I can think of HSBC step up, those who signed up previously had the 2.5%. If you include the
500 spend.
I'll probably wait abit for better rates in coming mths which shdnt be long.

 

[fortunecat]

How many others are better than 2.35 to 3.55% p.a. at the moment for other banks ?

maybank 3% ?
ocbc alternate months 2.75-3.25% ( normally 2.25% ) ?

pls share

What is this OCBC alternative month thing?

Sent from Note 7 using GAGT

 

[midnightGG711]

I think he meant the incremental bonus. You transfer in and out in alternate month, then you enjoy the bonus on incremental part. 1%.

What is this OCBC alternative month thing?

Sent from Note 7 using GAGT

 

[ekardo]

Momentarily I can think of HSBC step up, those who signed up previously had the 2.5%. If you include the
500 spend.
I'll probably wait abit for better rates in coming mths which shdnt be long.

2.5 better than current BOC?

 

[fortunecat]

I think he meant the incremental bonus. You transfer in and out in alternate month, then you enjoy the bonus on incremental part. 1%.

Hmm, but put in one mth, take 1%. Next mth withdraw, wait for one more mth and put back? Like that on average only 0.5% a mth?

Sent from Note 7 using GAGT

 

[midnightGG711]

Yup, so 2.25%+0.5%, that's how he get 2.75%??

Hmm, but put in one mth, take 1%. Next mth withdraw, wait for one more mth and put back? Like that on average only 0.5% a mth?

Sent from Note 7 using GAGT

 

[Trazora]

Hmm, but put in one mth, take 1%. Next mth withdraw, wait for one more mth and put back? Like that on average only 0.5% a mth?

Sent from Note 7 using GAGT

Depends which other account you put the money in the alternate month when u not using OCBC 360. Eg if Maybank then it is 3% maybank and 3.25% ocbc on alternate months but this is assuming the can fulfill the salary crediting requirement for the accounts on respective month.

 

[FrontierX]

Depends which other account you put the money in the alternate month when u not using OCBC 360. Eg if Maybank then it is 3% maybank and 3.25% ocbc on alternate months but this is assuming the can fulfill the salary crediting requirement for the accounts on respective month.

If me I put scb and ocbc currently.

The money flowing around will earn around 1% returns i guess?

 

[Trazora]

If me I put scb and ocbc currently.

The money flowing around will earn around 1% returns i guess?

Which scb? Additional 1% you mean?

 

[Squaredot]

got bonus interest liao!

 

[vince123123]

Does anyone know what is "Inward Clearing and Inward Remittance"? I got $40.00 of this. The bonus interest is called "Interest Adjustment" right?

got bonus interest liao!

 

[savinmax]

Does anyone know what is "Inward Clearing and Inward Remittance"? I got $40.00 of this. The bonus interest is called "Interest Adjustment" right?

"Inward Clearing and Inward Remittance" should be something you bank in or FAST over ? My salary input also show the same wordings monthly.

for 60k
This month's Bonus Card Spent should be about $78.99, Bills Payment $30.58, Salary GIRO $50.96.
Add your Family card spend on dining and supermarket get a nice cashback rebate too ( range from $40 to $120 ), what is there NOT to like about BOC Smartsaver ?
The substandard website is a minor inconvenience to get more than $200 per month from BOC alone for your $60k and family card usage.

still the best and easiest to achieve.

 

[Trazora]

"Inward Clearing and Inward Remittance" should be something you bank in or FAST over ? My salary input also show the same wordings monthly.

for 60k
This month's Bonus Card Spent should be about $78.99, Bills Payment $30.58, Salary GIRO $50.96.
Add your Family card spend on dining and supermarket get a nice cashback rebate too ( range from $40 to $120 ), what is there NOT to like about BOC Smartsaver ?
The substandard website is a minor inconvenience to get more than $200 per month from BOC alone for your $60k and family card usage.

still the best and easiest to achieve.

Main issue is not everyone spend $1500 monthly and have min $6000 credit. Even if can spend $1500, there may be other cards to use to get higher rebate/miles.

 

[ymbynd]

Just wonder if SAM machine can use to pay credit card bills?

 

[sbs199]

Anyone not getting card spending bonus?

 

[greythorne]

"Inward Clearing and Inward Remittance" should be something you bank in or FAST over ? My salary input also show the same wordings monthly.

for 60k
This month's Bonus Card Spent should be about $78.99, Bills Payment $30.58, Salary GIRO $50.96.
Add your Family card spend on dining and supermarket get a nice cashback rebate too ( range from $40 to $120 ), what is there NOT to like about BOC Smartsaver ?
The substandard website is a minor inconvenience to get more than $200 per month from BOC alone for your $60k and family card usage.

still the best and easiest to achieve.

Mine doesn't say all that. The SMS I received are "interest adjustment.....". So how do I set it up to show as what each interest is for?

 

[sbs199]

It will only show the correct details on your paper statement

Mine doesn't say all that. The SMS I received are "interest adjustment.....". So how do I set it up to show as what each interest is for?

 

[le0nkelvin]

Anyone not getting card spending bonus?

i also didn't get, delayed?