BOC SmartSaver

[jovialger]

This savings account is still the better one in town. If you credit salary, pay 3 bills, and depending on whether you hit the $500 spend or not, you can get 1.95-2.75% pa monthly (with >$50k in account balance). Correct?

 

[Perisher]

Anyone still getting free $$?

 

[mrwirus]

No more.. A bit missing it liao.. Lol..

 

[Perisher]

No more.. A bit missing it liao.. Lol..

Seems like they patched it or somebody called in to alert them.
Either way, no clawback is good.

 

[mrwirus]

Seems like they patched it or somebody called in to alert them.
Either way, no clawback is good.

Maybe they just set a cron job till end of Feb.. Haha..

 

[Soul77]

I haven't get the 4.5% online cash rebate for purchase made in jan & feb. My bill is 9th.
Anybody got their online cash rebate already? (I didn't get those daily top up either...)

 

[chuanz]

I also starting to miss my 2+am SMS...

 

[ykeen]

Maybe they just set a cron job till end of Feb.. Haha..

This morning no more. But the last one was 1 March 2am..

 

[arpftp]

I also starting to miss my 2+am SMS...

Is there sms alert whenever money is credit to your account or whenever there is a transaction on your boc family card?

I didn't see where I can enable sms alert in the internet banking portal...

 

[mrwirus]

This morning no more. But the last one was 1 March 2am..

Mine was 28th Feb.. The 1st Mar one is from my debit card.. Different amount..

 

[AH CHIA]

I haven't get the 4.5% online cash rebate for purchase made in jan & feb. My bill is 9th.
Anybody got their online cash rebate already? (I didn't get those daily top up either...)

Same with 9 Feb statement, still have not got the balance 4.5% rebate.

 

[chuanz]

Is there sms alert whenever money is credit to your account or whenever there is a transaction on your boc family card?

I didn't see where I can enable sms alert in the internet banking portal...

Yes I get SMS alert when got $ in/out from my account (not credit card).

I'm cannot remember exactly where but it may be due to the Debit Card settings under Debit Card Service > SMS Service

 

[Nofear40]

How does the base interest rate works?
If I put $60k, I will get 0.4% on the full balance？
Or if will be "first $xxx, x%” ？

 

[Trazora]

How does the base interest rate works?
If I put $60k, I will get 0.4% on the full balance？
Or if will be "first $xxx, x%” ？

0.4% for full balance

 

[Nofear40]

0.4% for full balance

Got it- thanks

 

[zhenyuan_2000]

A question in general,
In response to the recent changes in OCBC 360 acct interest. Is BOC better? How is the IB of BOC? Easy to use?

Would appreciate if someone can enlighten me.

Thanks in advance!

 

[greythorne]

0.4% for full balance

Meaning, if I have $70k anything above $60k also get the full base interest? Like for example, $70k gets the full base interest and anything above $60k in this case $10k also gets 0.4%+0.6%?

 

[Trazora]

A question in general,
In response to the recent changes in OCBC 360 acct interest. Is BOC better? How is the IB of BOC? Easy to use?

Would appreciate if someone can enlighten me.

Thanks in advance!

BOC higher interest, mobile banking quite good but can only apply for it via ibanking, ibanking need time to get used to.

 

[spearhawk]

Meaning, if I have $70k anything above $60k also get the full base interest? Like for example, $70k gets the full base interest and anything above $60k in this case $10k also gets 0.4%+0.6%?

You need to fulfil one of the requirements before you get the additional 0.6% on top of the base 0.4%.

 

[Nofear40]

BOC higher interest, mobile banking quite good but can only apply for it via ibanking, ibanking need time to get used to.

What are the items that we must do on ibanking？