BOC SmartSaver

[pcmdan]

i tried with a few BOC debit cards all fail... more than 30 times ...since almost 24 hours ago

Haha same experience. So when days can I whack one shot..

Everyday will try...some days can some days cant

 

[mrwirus]

Haha same experience. So when days can I whack one shot..

Everyday will try...some days can some days cant

Why the reliability so low one.. sian.. no one called them to ask?

 

[spikeling]

Keep trying.. don't give up

i tried with a few BOC debit cards all fail... more than 30 times ...since almost 24 hours ago

 

[OngHuatHuat]

yesterday called them.. some PRC CSO tell me they dunno abt it.. try again today..

tried today also cannot..

I tried just now, also cannot.

 

[singagents]

Intend to use the sup card to pay for monthly insurance premium to earn 2.5% rebate and clock the credit card spending of $1,500/mth.

Is there a cap of how much rebate I can earn from sup card spending?

so high ?

 

[mrwirus]

I tried just now, also cannot.

I called BOC.. Some PRC CSO answered with a super heavy accent.. And in short tell me no one complain. Maybe my card got hacked, so they jam it.. So rubbish..

 

[Silverate]

USD in BOC account

Just thought i should try asking here.

I have some USD deposited into this BOC smart saver multi currency account.

Based on what i was told, the BOC credit card is tagged to only SGD. So even if i buy oversea item in USD, it will still convert and charged SGD to my BOC account. And if i want to withdraw the money, BOC will charge 1% fee.

How else can I make use of these USD effectively?
Is it better to do currency exchange of these USD to SGD within the bank itself?

Thanks.

 

[OngHuatHuat]

I called BOC.. Some PRC CSO answered with a super heavy accent.. And in short tell me no one complain. Maybe my card got hacked, so they jam it.. So rubbish..

I tried a few times just now and manage to get OTP for 2 times, perhaps you can start trying now.

 

[mrwirus]

Just tried.. successful liao haha.. but very intermittent..

 

[compro_1975]

Guys, the interest rcv on the last day of last month includes the bonus interest after fulfilling the 3 task? Or that is basic interest?

 

[compro_1975]

I was reading back the account... it states:

Introduction

BOC SmartSaver is a savings plan for BOC Multi-Currency Savings (MCS) account holders to earn bonus interests on top of the prevailing interests. Earn up to 3.55% p.a. on the first S$60,000 of your account balance when you perform the following designated transactions:

Card Spend
Salary Crediting
Payment
In addition, enjoy 1.00% p.a. on your account balance above S$60,000 when you have fulfilled at least one of the above criteria.

So more than 60k is get 1% or 0.6%??

 

[shpesft]

Guys, the interest rcv on the last day of last month includes the bonus interest after fulfilling the 3 task? Or that is basic interest?

The bonus interest will come in later this month as separate amounts for each category.

Interest on last day of the month is just the base interest for the entire account, including the amount above $60,000 if any.

 

[shpesft]

I was reading back the account... it states:

Introduction

BOC SmartSaver is a savings plan for BOC Multi-Currency Savings (MCS) account holders to earn bonus interests on top of the prevailing interests. Earn up to 3.55% p.a. on the first S$60,000 of your account balance when you perform the following designated transactions:

Card Spend
Salary Crediting
Payment
In addition, enjoy 1.00% p.a. on your account balance above S$60,000 when you have fulfilled at least one of the above criteria.

So more than 60k is get 1% or 0.6%??

Amounts above $60,000 get Base Interest on last day of the month + 0.6% interest with the rest of the bonus interest the next month (1% total)

 

[compro_1975]

Ammany thanks for the info, but the sums still does not ounts above $60,000 get Base Interest on last day of the month + 0.6% interest with the rest of the bonus interest the next month (1% total)

thanks for the info, but the sums still does not tally... here is my daily end day balance for dec

Transaction date Balance
1/12/2017 60,500.15
2/12/2017 62,507.27
3/12/2017 62,507.27
4/12/2017 62,508.27
5/12/2017 62,508.27
6/12/2017 60,000.15
7/12/2017 60,000.00
8/12/2017 60,000.00
9/12/2017 60,000.00
10/12/2017 60,000.00
11/12/2017 60,000.00
12/12/2017 60,000.00
13/12/2017 67,257.00
14/12/2017 60,000.00
15/12/2017 60,000.00
16/12/2017 60,000.00
17/12/2017 60,000.00
18/12/2017 60,307.19
19/12/2017 60,064.40
20/12/2017 60,064.40
21/12/2017 60,000.00
22/12/2017 60,000.00
23/12/2017 60,000.00
24/12/2017 60,000.00
25/12/2017 60,000.00
26/12/2017 60,000.00
27/12/2017 60,000.00
28/12/2017 60,015.50
29/12/2017 60,015.50
30/12/2017 60,015.50
31/12/2017 60,015.50
Average for dec is 60,589.88

based on the above, base interest should be (((0.6/100)/365)*60,589.88)*31=$30.87594033

but i only received $20.58


anyone can enlighten?

 

[chocobo2008]

thanks for the info, but the sums still does not tally... here is my daily end day balance for dec

Transaction date Balance
1/12/2017 60,500.15
2/12/2017 62,507.27
3/12/2017 62,507.27
4/12/2017 62,508.27
5/12/2017 62,508.27
6/12/2017 60,000.15
7/12/2017 60,000.00
8/12/2017 60,000.00
9/12/2017 60,000.00
10/12/2017 60,000.00
11/12/2017 60,000.00
12/12/2017 60,000.00
13/12/2017 67,257.00
14/12/2017 60,000.00
15/12/2017 60,000.00
16/12/2017 60,000.00
17/12/2017 60,000.00
18/12/2017 60,307.19
19/12/2017 60,064.40
20/12/2017 60,064.40
21/12/2017 60,000.00
22/12/2017 60,000.00
23/12/2017 60,000.00
24/12/2017 60,000.00
25/12/2017 60,000.00
26/12/2017 60,000.00
27/12/2017 60,000.00
28/12/2017 60,015.50
29/12/2017 60,015.50
30/12/2017 60,015.50
31/12/2017 60,015.50
Average for dec is 60,589.88

based on the above, base interest should be (((0.6/100)/365)*60,589.88)*31=$30.87594033

but i only received $20.58


anyone can enlighten?

Base intest is 0.4%, not 0.6%.

 

[compro_1975]

Thanks thanks... i blur blur.. ya i took the wrong %

 

[iCuteCube]

Refer to this document for the rates --> http://www.bankofchina.com/sg/bocinfo/bi3/201002/t20100207_961728.html

Extracted from website as of 4 Jan 2018 11.16pm:

Below SGD5,000.00 0.2500%
SGD5,000.00 and above 0.2750%
SGD20,000.00 and above 0.3500%
SGD50,000.00 and above 0.4000%
SGD100,000.00 and above 0.4750%

 

[hwmook]

Refer to this document for the rates --> http://www.bankofchina.com/sg/bocinfo/bi3/201002/t20100207_961728.html

Extracted from website as of 4 Jan 2018 11.16pm:

Below SGD5,000.00 0.2500%
SGD5,000.00 and above 0.2750%
SGD20,000.00 and above 0.3500%
SGD50,000.00 and above 0.4000%
SGD100,000.00 and above 0.4750%

This is not the rate applied to smartsaver.

 

[Trazora]

This is not the rate applied to smartsaver.

what you mean? This is the base interest rate for smartsaver.

 

[Joseph99]

Hi, for 3 bills payments Can i put boc credit card bill as one of the payment ? Is it counted as one bill payment ? Thanks