BOC SmartSaver

[Trazora]

Last month I was short of 1 x bill payment to be eligible for the bill payment bonus interest 0.35% p.a. Is there any chance for a successful appeal to BOC for the bill payment bonus interest to be credited on an exception basis?

low chance but no harm trying.

 

[boiboi123]

Is there a way to check what giro deductions I have successfully been set up with besides tracking the actual deduction when it goes through? I got a text from BOC saying my GIRO is successfully set up but not sure how to check that...

 

[vddgnd]

Is there a way to check what giro deductions I have successfully been set up with besides tracking the actual deduction when it goes through? I got a text from BOC saying my GIRO is successfully set up but not sure how to check that...

In online banking, check under bill payment transaction inquiry.

 

[boiboi123]

In online banking, check under bill payment transaction inquiry.

It's empty there, do I need to at least have completed 1 bill pay successfully? My status now is received the message saying it has been set up but I haven't actually done any payment.

 

[vddgnd]

It's empty there, do I need to at least have completed 1 bill pay successfully? My status now is received the message saying it has been set up but I haven't actually done any payment.

Oh! My reply was regarding bill payment. Do you mean you applied a bill paid by giro?
Sorry, I did not apply giro, don't know how to check in internet banking. If can't find anything in internet banking, better call hotline to check.

 

[boiboi123]

Yup I meant bill paid by giro sorry! Thanks for offering to help though!

Oh! My reply was regarding bill payment. Do you mean you applied a bill paid by giro?
Sorry, I did not apply giro, don't know how to check in internet banking. If can't find anything in internet banking, better call hotline to check.

 

[vegavega25]

Enjoy 0.35% p.a. Payment bonus interest when you successfully complete 3 bill payments of at least S$30 each via GIRO or BOC Internet Banking/BOC Mobile Banking Bill Payment function.
Payments via other forms (such as cash, cheque, cashier’s order, AXS etc.), and payments subsequently cancelled, reversed or voided are not eligible.
It may take up to 1-3 working days for bill payments via GIRO and BOC Internet Banking/BOC Mobile Banking Bill Payment function to be posted. Only payments transactions with actual deduction dates within the month will be eligible.
Payment bonus is applicable to the first S$60,000 of your account balance.​

http://www.bankofchina.com/sg/pbservice/pb1/201611/t20161130_8271280.html

I'd like to just clarify what this means. Does this include 'manual' payments made or scheduled each month via the Bill Pay function of the website, AND automatic GIRO deductions that we have set up to pay bills of utilities, other credit cards, etc. (what is otherwise called recurring billing or such)?

I guess GIRO auto bill-pay is bit less reliable for the 'within calendar month' calculation because the debit date can be a day or two after the payment due date?

 

[hyperbole]

Both manual and giro counted

 

[kashanai]

Don’t need recurring . Either using internet banking / mobile scheduled or immediate and/or giro.

Just 3 transaction with min $30 per calendar month

Enjoy 0.35% p.a. Payment bonus interest when you successfully complete 3 bill payments of at least S$30 each via GIRO or BOC Internet Banking/BOC Mobile Banking Bill Payment function.
Payments via other forms (such as cash, cheque, cashier’s order, AXS etc.), and payments subsequently cancelled, reversed or voided are not eligible.
It may take up to 1-3 working days for bill payments via GIRO and BOC Internet Banking/BOC Mobile Banking Bill Payment function to be posted. Only payments transactions with actual deduction dates within the month will be eligible.
Payment bonus is applicable to the first S$60,000 of your account balance.​

http://www.bankofchina.com/sg/pbservice/pb1/201611/t20161130_8271280.html

I'd like to just clarify what this means. Does this include 'manual' payments made or scheduled each month via the Bill Pay function of the website, AND automatic GIRO deductions that we have set up to pay bills of utilities, other credit cards, etc. (what is otherwise called recurring billing or such)?

I guess GIRO auto bill-pay is bit less reliable for the 'within calendar month' calculation because the debit date can be a day or two after the payment due date?

 

[Shawny88]

Don’t need recurring . Either using internet banking / mobile scheduled or immediate and/or giro.

Just 3 transaction with min $30 per calendar month

The 3 transactions must be made to different bill or can be to the same bill?

 

[hyperbole]

The 3 transactions must be made to different bill or can be to the same bill?

Must be different bills

 

[arigatoast]

Last month I was short of 1 x bill payment to be eligible for the bill payment bonus interest 0.35% p.a. Is there any chance for a successful appeal to BOC for the bill payment bonus interest to be credited on an exception basis?

u will be debating with china chinese officers with accent that u cant understand. Their replies are always standard answers machiam u r talking to a bot. good luck

 

[kashanai]

Haha that’s really the one thing I hate.

Lucky the credit card department is Singaporean. Else really faint. They literally almost 100% of the time don’t understand what you are asking . Lol

u will be debating with china chinese officers with accent that u cant understand. Their replies are always standard answers machiam u r talking to a bot. good luck

 

[foozgarden]

https://business.facebook.com/notes...bate-promotion-terms-and-co/1860762590885424/

Tier 2 Cash Rebate Promotion: S$5 Cash Rebate when you make any BOC SmartSaver Transaction and at least two incoming PayNow Transfers are credited into your BOC PayNow Account during the Tier 2 Promotion Period
7. You shall be entitled to receive a monthly cash rebate of S$5 (“Tier 2 Cash Rebate”) from the Bank if, on a monthly basis during the Tier 2 Promotion Period, you:
a) have completed a PayNow Registration;
b) perform at least one designated BOC SmartSaver transaction (each, a “BOC SmartSaver Transaction”) comprising:
a. Any Card Spend on any BOC Credit Card or Debit Card;
b. Salary crediting to your Multi-Currency Savings Account(s); or
c. At least three bill payments of at least S$30 per bill payment made from your Multi-Currency Savings Account(s);
c) have at least two incoming PayNow Transfers of at least S$10 per PayNow Transfer credited (whether by you or any other party) into your BOC PayNow Account; and
d) maintain your PayNow Registration with the Bank during the course of the Tier 2 Promotion Period.

it does not sspecify the card spend amount?

 

[foozgarden]

anyone gotten sept tier 2 promo?

 

[vsvs24]

anyone gotten sept tier 2 promo?

Last month posted on same day as bonus interest.So just wait.

 

[kashanai]

My guess is $700 or was it $800. The same tiering for the bonus interest for smart saver

it does not sspecify the card spend amount?

 

[nekoarc]

My statement came with a letter stating that they're starting E-statements.

Need to go to branch in person or submit written consent to stop receiving paper statements.

 

[boiboi123]

According to the t&c here, card spend is calculated based on calendar month, if by say 30 oct I still have not reached the $500 requirement, what would be some good ways to reach it? I can think of just top up GrabPay? Using debit card here..

T&Cs indicate debit card ok. Any changes to It?

T&Cs - not a referral link
http://www.bankofchina.com/sg/pbservice/pb1/201611/t20161130_8271280.html

 

[LingBit]

According to the t&c here, card spend is calculated based on calendar month, if by say 30 oct I still have not reached the $500 requirement, what would be some good ways to reach it? I can think of just top up GrabPay? Using debit card here..

If you go grocery shopping regularly, can purchase supermarket vouchers, like ntuc, giant or sheng siong.