BOC SmartSaver

[yslvlys]

This is good right? No need 6k salary deposit only need 2k

 

[Cumzilla]

This is good right? No need 6k salary deposit only need 2k

Of course good considering the others are decreasing their rates already, smelly smelly can get 3.9-4.2% from this as the other 2 criteria are relatively easy to achieve....

 

[ThreeSteps]

T&Cs updated: BOC SmartSaver (Effective from 1 November 2024)
https://www.bankofchina.com/sg/pbservice/pb1/202212/t20221230_22348761.html
now only 1 tier for salary : S$2,000 and above (bonus interest 2.50%)

 

[ahnyaahnya]

I no salary

 

[iadpotato]

I no salary

me too, but still can get the sal bonus interest

 

[ahnyaahnya]

me too, but still can get the sal bonus interest

BOC one can ownself send? Like UOB?

 

[iadpotato]

anyone not using BOC but still holding on to the account?

I think there's no way BOC will return to the high interest anymore...thinking of shutting down BOC totally..

have to go the branch or can do via call ?

BOC still high what... $100k inside getting 4.6% pa. much better than UOB or OCBC.

I still have UOB too, coz the cap is $150k.

 

[ahnyaahnya]

me too, but still can get the sal bonus interest

Why you laughed at my other post?

 

[ekardo]

BOC still high what... $100k inside getting 4.6% pa. much better than UOB or OCBC.

I still have UOB too, coz the cap is $150k.

4.6% same as ocbc mah.

 

[iadpotato]

4.6% same as ocbc mah.

BOC no need the silly $500 increment monthly.

 

[ekardo]

Quite true hor. And BOC card rebate also quite good from my past used.
Been out of BOC for a few years, dunno if I should switch back.

 

[demoforce1]

4.6% same as ocbc mah.

how to get 4.6%?

 

[60Remajust]

this mth salary $2000 and above can already hor

 

[demoforce1]

this mth salary $2000 and above can already hor

still need 3 giro, right?

 

[ThreeSteps]

how to get 4.6%?

https://www.bankofchina.com/sg/pbservice/pb1/202212/t20221230_22348761.html

https://www.bankofchina.com/sg/bocinfo/bi3/bi33/202404/t20240401_24845706.html

 

[ekardo]

1. Wealth Bonus Interest

looks confusing to me...am I the only one ?

without 1, only 0.5% + 2.5%

 

[sgreview]

1. Wealth Bonus Interest

looks confusing to me...am I the only one ?

without 1, only 0.5% + 2.5%

There are 5 bonus interest in total, it makes sense to try to get salary (2.5%), payment (0.9%) & credit card (0.5 or 0.8%), plus base interest of 0.4%, that's 4.3% or 4.6%p.a.

Guess for people with OCBC 360, can get 4.65% with salary, save and credit card. Just that the silly "save" criteria will sometimes caused problems for some people with "value date" issues plus will increase amount above 100k and earn peanuts for that

 

[sgreview]

https://www.bankofchina.com/sg/pbservice/pb1/202212/t20221230_22348761.html

https://www.bankofchina.com/sg/bocinfo/bi3/bi33/202404/t20240401_24845706.html

Credit card criteria means any BOC credit card like BOC Family card?

For payment criteria, it stated as GIRO or internet banking/mobile banking bill payment, so can manually pay 3 bills of $30 each, right?

 

[ThreeSteps]

Credit card criteria means any BOC credit card like BOC Family card?

For payment criteria, it stated as GIRO or internet banking/mobile banking bill payment, so can manually pay 3 bills of $30 each, right?

​

Card spent can be any BOC debit cards and/or BOC credit cards.
Yes, can manually pay 3 bills of $30 each using the internet banking or mobile banking bill payment function.

 

[myPosting]

Is Multi-Currency Saving Account is the SmartSaver account?