BOC SmartSaver

[60Remajust]

BOC Smartsaver dropped from 2.35% (max) to 1.6% (max) from 1 Nov. Time to shift all out, if haven't done so.

where will u consider moving them to?

 

[Mickey01]

BOC Smartsaver dropped from 2.35% (max) to 1.6% (max) from 1 Nov. Time to shift all out, if haven't done so.

The attached document did not mention about the 0.10% for the 3 Bill Payment criteria - so no changes or removed?

 

[iadpotato]

The attached document did not mention about the 0.10% for the 3 Bill Payment criteria - so no changes or removed?

Ya loh, no mention of 3 bill. But see the numbering sequence, most likely removed. So max is 1.5% only for 100k.

 

[iadpotato]

Even SIF GS account also better at 1.88% no hoops. Haha, assuming they don’t chop also

 

[HoGnix]

The attached document did not mention about the 0.10% for the 3 Bill Payment criteria - so no changes or removed?

May be they only list changed criteria.

 

[chiokcc]

https://www.bankofchina.com/sg/bocinfo/bi1/202509/t20250929_25516577.html

Further nerf next month

Card spend bonus (approximate)
Existing - $2500: 1.25%pa of $100k = ~$104.20
Existing - $750: 0.75%pa of $100k = ~$62.50
From Nov2025 - $2500: 0.90%pa of $100k = ~$75.00
From Nov2025 - $750: 0.60%pa of $100k = ~$50.00

 

[iadpotato]

Even SIF GS account also better at 1.88% no hoops. Haha, assuming they don’t chop also

oh should be 1.3 for SIF. maribank 1.28

so BOC still better haha.. still can take the 2.5k spend 2 generate interest

 

[tigertail]

bonus in...2nd last month

 

[Shawny88]

Wah lao…boc revised the interest rate again. Want to switch out…which bank saving account has the highest interest rate now?

 

[iadpotato]

Wah lao…boc revised the interest rate again. Want to switch out…which bank saving account has the highest interest rate now?

UOB ONE

DBS Multiplier

 

[Cumzilla]

UOB ONE

DBS Multiplier

what if already 150K in UOB ONE and 100K in DBS Multiplier, where else?

 

[yiwei]

what if already 150K in UOB ONE and 100K in DBS Multiplier, where else?

Bonus Saver

 

[HoGnix]

what if already 150K in UOB ONE and 100K in DBS Multiplier, where else?

Too much liquid cash in hand also has risk if hyper inflation happened which is most likely in the near future. Any way if you are above 55Y, put cash to CPF OA.
Others can consider buy stocks like Gold ETF, reit.. to hedge the inflation.

 

[ericcsn]

what if already 150K in UOB ONE and 100K in DBS Multiplier, where else?

You did your priority and premier banking promo with other banks?

 

[Cumzilla]

Bonus Saver

BonusSaver also 100K, but only fulfil salary and investment, 1k spend is way too much to accomplish

 

[Cumzilla]

Too much liquid cash in hand also has risk if hyper inflation happened which is most likely in the near future. Any way if you are above 55Y, put cash to CPF OA.
Others can consider buy stocks like Gold ETF, reit.. to hedge the inflation.

not yet 55

 

[Cumzilla]

You did your priority and premier banking promo with other banks?

No

 

[RedsYWNA]

Too much liquid cash in hand also has risk if hyper inflation happened which is most likely in the near future. Any way if you are above 55Y, put cash to CPF OA.
Others can consider buy stocks like Gold ETF, reit.. to hedge the inflation.

Housing loan refund back to CPF OA.

 

[fr33d0m]

BonusSaver also 100K, but only fulfil salary and investment, 1k spend is way too much to accomplish

that's already 4%

 

[iphone88]

Bonus Saver

Salary credit to OCBC.
If just investment, only 2.5% and there is risk of investment