BOC SmartSaver

[expert128sg]

Pioneer should be scb with their bonu$saver account. Ocbc improved it

agree bonus saver is the pioneer

den dbs mutiplier

den ocbc

 

[chuanz]

Guys, how long before a charge to the debit card shows up in ibanking? (I've linked it)

 

[expert128sg]

Guys, how long before a charge to the debit card shows up in ibanking? (I've linked it)

all depends on merchants. Depending on when they submit to the banks

 

[chuanz]

all depends on merchants. Depending on when they submit to the banks

credit I understand... but this is the debit card leh, I thought usually is immediate (or at most reflected one day later).

 

[Alwaysb]

all depends on merchants. Depending on when they submit to the banks

Hi question, i have never used a debit card that has master or visa on it. So if you use such debit card but charge to master for example does it count towards the spent? And does it deduct the fund from the savings account or still works like any credit card?

 

[haoKRR]

can give bank standing order to transfer money to this BOC account to enjoy the 1% bonus p.a.?

 

[expert128sg]

credit I understand... but this is the debit card leh, I thought usually is immediate (or at most reflected one day later).

as long as u signed and not use pin no. for transaction, it is the same

 

[expert128sg]

Hi question, i have never used a debit card that has master or visa on it. So if you use such debit card but charge to master for example does it count towards the spent? And does it deduct the fund from the savings account or still works like any credit card?

yes it does constitute to the spent as long as u used the signed method

to further justify my claim (excerpts from BOC)

Earn 1.55% p.a. when you spend at least S$500 across your BOC Credit Cards and/or Debit Cards.

 

[Cloudi]

Hi, for the $500 spending using the debit card if charged using to pay other credit card is it consider?

yes it does constitute to the spent as long as u used the signed method

to further justify my claim (excerpts from BOC)

Earn 1.55% p.a. when you spend at least S$500 across your BOC Credit Cards and/or Debit Cards.

 

[expert128sg]

Hi, for the $500 spending using the debit card if charged using to pay other credit card is it consider?

no.....

10 char

 

[PholkLorr]

To open new account at boc must bring 3k cash to deposit?

 

[Alwaysb]

yes it does constitute to the spent as long as u used the signed method

to further justify my claim (excerpts from BOC)

Earn 1.55% p.a. when you spend at least S$500 across your BOC Credit Cards and/or Debit Cards.

Thanks thanks

 

[Trazora]

To open new account at boc must bring 3k cash to deposit?

$1500. 10 char

 

[chuanz]

To open new account at boc must bring 3k cash to deposit?

$1.5k cash or cheque

 

[jazzman80]

I'm currently on OCBC 360.
does BOC offer VISA credit card with paywave feature?
can only withdraw cash from BOC ATM?
FAST transaction supported over BOC?

my monthly credit card transactions are ezlink, M1, PUB, town council.
I don't spend $500 on credit card most of the time monthly.
and don't know is my company eligible for the 1% salary crediting. (OCBC is higher at 1.2%???)

sorry ah newbie here.

 

[sbs199]

Edit Boc family card going to have flashpay soon
.
Can withdraw money from boc atm and atm5 network
Fast is supported

I'm currently on OCBC 360.
does BOC offer VISA credit card with paywave feature?
can only withdraw cash from BOC ATM?
FAST transaction supported over BOC?

my monthly credit card transactions are ezlink, M1, PUB, town council.
I don't spend $500 on credit card most of the time monthly.
and don't know is my company eligible for the 1% salary crediting. (OCBC is higher at 1.2%???)

sorry ah newbie here.

 

[Trazora]

Boc family card going to have paywave soon.
Can withdraw money from boc atm and atm5 network
Fast is supported

BOC family card going to have paywave? I can't see the paywave logo on the picture. http://mp.weixin.qq.com/s?__biz=MzA...&idx=1&sn=6a984dd8298ed6c090bcf976f90b5bc4#rd

 

[sbs199]

Paiseh mixed with fp

BOC family card going to have paywave? I can't see the paywave logo on the picture. http://mp.weixin.qq.com/s?__biz=MzA...&idx=1&sn=6a984dd8298ed6c090bcf976f90b5bc4#rd

 

[expert128sg]

I'm currently on OCBC 360.
does BOC offer VISA credit card with paywave feature?
can only withdraw cash from BOC ATM?
FAST transaction supported over BOC?

my monthly credit card transactions are ezlink, M1, PUB, town council.
I don't spend $500 on credit card most of the time monthly.
and don't know is my company eligible for the 1% salary crediting. (OCBC is higher at 1.2%???)

sorry ah newbie here.

believe your top part is answered

let me answer the other
yes ocbc has a higher salary return, however, u should look on a total package basis

OCBC Salary 1.2
Boc 1

OCBC credit card 0.5
boc 1.55

ocbc 3 pmt 0.5
boc 0.6

i will recommend putting everything in BOC if ur salary allows. And spend $500 using BOC card first.

u will def earn a much higher return from BOC than Ocbc

 

[01asdf]

His issue is that he can't actually meet the $500 spend though - in that case OCBC is probably better.