BOC SmartSaver

[Trazora]

His issue is that he can't actually meet the $500 spend though - in that case OCBC is probably better.

Without meeting credit card spend boc up to 2% (not forgetting higher base interest) ocbc 1.75%. Boc still wins. Besides it is way easier to meet min spending on boc debit/credit cards and with higher rebates to top it up.

 

[more3cm]

Besides it is way easier to meet min spending on boc debit/credit cards ...

Yup agree! So simple

 

[expert128sg]

His issue is that he can't actually meet the $500 spend though - in that case OCBC is probably better.

yup is still easier and better

anyway TS, how to spend $500. Use family card go ntuc buy $500 ntuc voucher. Sell on caurosell at <5% discount. U can hit already lo haha

alternatively, pay telco bills, Go SP pay sp bls...pay your internet bills...fight to pay for your friends for dining etc

 

[jazzman80]

thanks guys.
I think I'm going to transfer all my cash from OCBC to BOC to see how's the interest like from next month onwards.
if my salary still credit from OCBC to enjoy the extra 0.2%, am I still eligible for the rest of benefits like credit card spending from BOC,e.g the 0.5% rebates?

 

[chuanz]

thanks guys.
I think I'm going to transfer all my cash from OCBC to BOC to see how's the interest like from next month onwards.
if my salary still credit from OCBC to enjoy the extra 0.2%, am I still eligible for the rest of benefits like credit card spending from BOC,e.g the 0.5% rebates?

0.5% card rebate is not dependent on salary crediting condition.

And you can get other tiers of bonus interest if u hit the criteria

 

[Trazora]

thanks guys.
I think I'm going to transfer all my cash from OCBC to BOC to see how's the interest like from next month onwards.
if my salary still credit from OCBC to enjoy the extra 0.2%, am I still eligible for the rest of benefits like credit card spending from BOC,e.g the 0.5% rebates?

You only have one sum of money (less than 60k) right? Should put the money in the account that gives u the higher interest in the month

 

[jazzman80]

You only have one sum of money (less than 60k) right? Should put the money in the account that gives u the higher interest in the month

I don't know which one offers higher rate.
anyway my OCBC credit card and payment interest rates monthly added up total of about $7 most of the time. shall I carry on using FRANK or start using BOC cards?

 

[chuanz]

What's your usual spending? Online?
FRANK used to be good for online but no longer after they changed their terms.

 

[jazzman80]

What's your usual spending? Online?
FRANK used to be good for online but no longer after they changed their terms.

online only like paying my m1 bills on their site. the rest are just small spending like McDonald's,etc.

so this year spending till now is only $37xx which includes most of the bills I have paid in advance like S&CC, internet and HP bills , SP which I paid $500 every 3 months.

 

[expert128sg]

wah 4 months spend 3.7k...so u shd have 0 problem hittint 500 per month

 

[jazzman80]

wah 4 months spend 3.7k...so u shd have 0 problem hittint 500 per month

as mentioned ,that's because most of the bills I have paid in advance.
like S&CC, $600 paid from Mar till Dec.

HP and internet $300 from Apr till Jun.
SP bill $500 from Apr to Jun.
these total up $800 every 3 months.

transport $100 monthly.
bought a HP at $800, one time only.

lol

 

[chuanz]

I just realized you're the one that posted in the FRANK thread about phone recently. Yea coz of the offline spend requirement, that card is no longer attractive.
Online nowadays is SCB SingPost, BOC Shop and DBS LiveFresh bah. Do note that other than SCB SingPost, the other two are time limited promos. U can visit the threads in CC forum to read more.

DBS LiveFresh if can use Paywave for groceries can net u 5%.

 

[pcmdan]

Been looking for ideas to maximize the additional bonus interest on boc smart saver and collect miles at the same time, seems difficult for me currently.

yup....BOC i dont think got any miles card right?

 

[stamploversg]

Can BOC Master Card be linked to EZ-link for Auto-topup?

Hello, am just curious if BOC Master Card can be linked to EZ-link for Auto-topup? The main objective is for the 500 dollar spend requirement.

Thanks for your information. From the EZ link website it seems possible for Mastercard but not sure as I seemed to read a negative answer here....

 

[direbmem]

Hello, am just curious if BOC Master Card can be linked to EZ-link for Auto-topup? The main objective is for the 500 dollar spend requirement.

Thanks for your information. From the EZ link website it seems possible for Mastercard but not sure as I seemed to read a negative answer here....

yes, its possible. I am doing taht

 

[sgcoko]

Just wondering if I arrange for recurring payment (e.g. starhub, M1 bills) to be charged my BOC card credit, do they count towards the $500 spent?

 

[AMD_FREAK]

Hi everyone, why I don't see my credit card spendings in my BOC iBanking site? What do I need to do?

 

[oceanicmanta]

Hi everyone, why I don't see my credit card spendings in my BOC iBanking site? What do I need to do?

need to go branch, ask them to link CC to internet banking

 

[AMD_FREAK]

need to go branch, ask them to link CC to internet banking

Got it thanks!! A bit troublesome, but I won't complain because BOC gives such fantastic interest rates

 

[xorionn]

http://info.maybank2u.com.sg/saveup/index.aspx

plus the "pioneer" (OCBC), and of course UOB

maybank max 2.75% is it good?