BOC SmartSaver

[Trazora]

maybank max 2.75% is it good?

If u add the base interest it is around 3% actually. Quite a good alternative to boc smartsaver if you can meet at least 3 criteria and prefer a better internet banking experience.

 

[sci80251]

If u add the base interest it is around 3% actually. Quite a good alternative to boc smartsaver if you can meet at least 3 criteria and prefer a better internet banking experience.

I would prefer BOC max interest rate at 3.55%.

I do not mind the poor internet experience using BOC

Cash is King!!

 

[VacheronLim]

maybank max 2.75% is it good?

if you're intending to use 3 bill payments as one of the criteria for maybank, do note that the total amount for these 3 bills must be at least $300, or more...

 

[AMD_FREAK]

Hmm BOC iBanking cannot use to pay AMEX credit cards?

 

[nicholaslee]

Citibank bills also cannot pay with boc right???

Sent from phone using GAGT

 

[AMD_FREAK]

Hey everyone, just checking, does the credit card spending (S$500 minimum) applies for 1st to 30th/31st of each month? Or by billing cycle?

 

[chuanz]

Hey everyone, just checking, does the credit card spending (S$500 minimum) applies for 1st to 30th/31st of each month? Or by billing cycle?

For bonus interest, is by calendar month.

 

[haoKRR]

when is the date for the salary to be credited?
Or there is no fixed date to it

 

[more3cm]

when is the date for the salary to be credited?
Or there is no fixed date to it

U shld ask your HR not here

 

[haoKRR]

U shld ask your HR not here

Ops, let me rephrase.

Does BOC have any criteria that the salary must be credited within a certain time frame to enjoy the 1% bonus interest

 

[Trazora]

Ops, let me rephrase.

Does BOC have any criteria that the salary must be credited within a certain time frame to enjoy the 1% bonus interest

No difference if salary credited any day of the calendar month.

 

[jazzman80]

went to boc punggol and was told that my application was rejected. and they can't disclose the reason. I have no debt ley or even, outstanding with other banks.
sian. shall I go to other branch and try my luck?

 

[Trazora]

went to boc punggol and was told that my application was rejected. and they can't disclose the reason. I have no debt ley or even, outstanding with other banks.
sian. shall I go to other branch and try my luck?

I assume you are more than 18 years old. Not sure what reasons are there to not allow u to open a bank account.

 

[potatoball]

so which is good now??

 

[expert128sg]

went to boc punggol and was told that my application was rejected. and they can't disclose the reason. I have no debt ley or even, outstanding with other banks.
sian. shall I go to other branch and try my luck?

dont worry my gf tried opening also got rejected. Reason: working in Integrated Resort lol

 

[Trazora]

dont worry my gf tried opening also got rejected. Reason: working in Integrated Resort lol

Lol strange. No risk to a savings account ah.

 

[autumnal_solace]

not sure if the following question has been asked, if so, do kindly direct me to the page/post. appreciated

1) just charged above 500 to my BOC shop card but don't see any rebates awarded in the statement. Is this usual? Or will it be only reflected in next month's statement?

2) Any idea when this credit card spend bonus interest will be deposited into smartsaver account?

Have tried to call BOC but couldn't really understand what the CSO was saying... TIA!

 

[Trazora]

not sure if the following question has been asked, if so, do kindly direct me to the page/post. appreciated

1) just charged above 500 to my BOC shop card but don't see any rebates awarded in the statement. Is this usual? Or will it be only reflected in next month's statement?

2) Any idea when this credit card spend bonus interest will be deposited into smartsaver account?

Have tried to call BOC but couldn't really understand what the CSO was saying... TIA!

1) see 0.5% rebate first day of next statement cycle. Additional 5% (assuming you have more than $500 eligible spending) credited before the next statement (exact date not consistent).

2) base interest on 1st of the next calendar month. Bonus interest credited about 1 to 2 weeks of next calendar month.

 

[autumnal_solace]

Thanks so much!!! Very very appreciated It was really frustrating trying to communicate with the CSO earlier

 

[frustrateddude]

Thanks so much!!! Very very appreciated It was really frustrating trying to communicate with the CSO earlier

be clear on $500 spent for statement cycle for boc cc and bonus interest based on calendar month