BOC SmartSaver

[fortunecat]

BOC for this mth still can use AXS to pay other credit card bills right?

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[chuanz]

BOC for this mth still can use AXS to pay other credit card bills right?

Any month also can.

But if you are referring to qualifying for extra interest:

We would like to inform you that with effect from 1 December 2016, the features of BOC SmartSaver will be revised.

 

[fortunecat]

Any month also can.

But if you are referring to qualifying for extra interest:

Ya I meant the extra bonus. After Dec using AXS won't be counted as the card spending, but how about Nov?

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[solitudinal]

Has anyone paid their bills using their BOC Debit Card on a physical AXS machine? What is the description of the payment that appears on your BOC Debit Card statement?

For comparison, using e-AXS, mine says "Complete pre-authorization".

 

[solitudinal]

Ya I meant the extra bonus. After Dec using AXS won't be counted as the card spending, but how about Nov?

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November is still counted, the new conditions only kick in on 1 Dec.

 

[beautyseek]

Super sianzzz.. just started this boc thing.

If cannot use eAXS to qualify spend, really no point liao for me.


Does anyone know if can pay IRAS tax bill using BOC internet bill payment function? If IRAS payment using another bank GIRO, can one still partial pay $30 with BOC? Thinking how to fulfil the 3 bill payments ...

 

[bumdssa]

seems like time to move. any recommendation other than ocbc360?

 

[lewissac]

November is still counted, the new conditions only kick in on 1 Dec.

Hmm since this is the case, I still can try to make use of the last interest before Dec 1.

1) Need to cut BOC card out since I don't use this mth onwards to give way for CIMB card promotion.

2) pay my BOC Visa card bills with eAXS debit

3) make 3 bills and then cancel my 2 GIRO.

Meanwhile I'll open the OCBC 360 first and make it salary crediting there next mth Dec onwards. Then by Dec 1 transfer funds to OCBC with 1.5K remains in BOC (fall below fees level).

Btw, just curious, the OCBC 360 TnC have been there for how long? I scared later move there, then change again... =.='

 

[AMD_FREAK]

Can consider maybank saveup 3%. As of now, thats is 2nd best alternative compare to boc smartsaver. The thing is maybank saveup started beginning of this year so most probably due for new tnc renewal

Maybank saveup looks good! Thanks!

 

[Trazora]

Has anyone paid their bills using their BOC Debit Card on a physical AXS machine? What is the description of the payment that appears on your BOC Debit Card statement?

For comparison, using e-AXS, mine says "Complete pre-authorization".

Not possible to use boc debit card to pay bill on physical AXS machine

 

[beautyseek]

Not possible to use boc debit card to pay bill on physical AXS machine

Hope dashed... so this means the revised tncs clearly mean cannot use eAXS anymore. No more hole liao.

 

[fortunecat]

Maybank saveup looks good! Thanks!

But the Giro not easy leh, need total payment $300 per month

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[AMD_FREAK]

But the Giro not easy leh, need total payment $300 per month

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Income tax?

 

[fortunecat]

Income tax?

Income tax is considered bill? Actually I'm quite confused what are bills and what are spending. Insurance, income tax, telcos all are bills? If bills mean they will not be included as spending? If bills not included really very hard to hit $500

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[Trazora]

Hope dashed... so this means the revised tncs clearly mean cannot use eAXS anymore. No more hole liao.

Or they patch wrong hole

 

[greatgreenman]

Lol just started an account a month ago and now they give this bs revisions... What's the next best one? Ocbc 360? Cimb?

 

[fortunecat]

Lol just started an account a month ago and now they give this bs revisions... What's the next best one? Ocbc 360? Cimb?

I opened yesterday lor, got more suay than me or not

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[IcYFl4mEz]

Been spending min 500 on boc cc cos of the supermarket and dining rebate. Any other bank got similar setup with good cc rebate fot supermarket n dining? Salary credit n billing payment etc. Maybank saveup doesnt seems good for me as dont giro more than 300 n their cc card no use right?

 

[leogeo]

for my current qualifications and assuming 50k, it is 2.35% BOC vs 2.25% OCBC.
I feel that BOC family card is still good for dining and supermarket rebates. And also easier to hit ($500 only) vs OCBC 365 $600 spend for the visa rebates.

think will still stick to BOC bah. for now.

 

[IcYFl4mEz]

Ya boc cc is easy to hit 500. Also high rebate on dining and supermarket which is the majority of my spending. So mayb sticking to this overall still better than switching?