BOC SmartSaver

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pazuuu

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swathe said:
Only rebate not prepayment. UOB did not say you need to leave $500 when they bill you at end of the month
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Jazzbie said:
Just to check if BOC is similar to UOB in that any CC cash rebate or pre-payment of CC bill won't affect the total amount considered spent on the CC for the month?

TIA!
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Hi! Would like to clarify this (trying to figure out my mistake for Jul-17).

Statement date is 24th of the month. My calendar card spend in Jul-17 is $1510, and I earned cc rebate of $30 (dated 20/7 and 29/7). So, for Jul-17, I have only clocked $1480 correct?

Thanks for the help!
 
savinmax

savinmax

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pazuuu said:
Hi! Would like to clarify this (trying to figure out my mistake for Jul-17).

Statement date is 24th of the month. My calendar card spend in Jul-17 is $1510, and I earned cc rebate of $30 (dated 20/7 and 29/7). So, for Jul-17, I have only clocked $1480 correct?

Thanks for the help!
Click to expand...

the rebate u earned on 20/7 should be for the 4.5% extra rebate earned for usage in June 24th statement.
the rebate you got on 29/7 possibly the normal one for the July 24 statement ( though usually get it 1-2 days after statement date )
If calender year, your usage of $1510 are all posted also in July 2017, you will earn 1.6% on your BOC Smartsaver bank account balance of up to 60k cap. If not all posted in July, and under $1500, the you will get 0.8% on your bank balance. This should have been credited on 15th Aug already
 
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Kixon9

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Hi all, yesterday I transferred a sum from my smartsaver acc to my wife's smartsaver, but the only option is giro and not fast? Nvm I thought same bank should be immediate but unfortunately not, now only I received sms that the money is deducted from my account, but my wife's account is still not credited? I can't believe intra-bank transfer go through such a tedious process? Anything I did incorrect?
 
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newjungle

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Under 'Transfer and Remittance', after you select the Pay-In account (your wife bank account), you will go to a screen which you can select payment method fr a drop-down box (options are FAST, GIRO..). Select FAST.
Schedule transfer can view payment instruction schedule in advance and you can cancel scheduled transfer. But not a periodic schedule payment arrangement. I don't think there is such an option yet?
 
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pazuuu

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savinmax said:
the rebate u earned on 20/7 should be for the 4.5% extra rebate earned for usage in June 24th statement.
the rebate you got on 29/7 possibly the normal one for the July 24 statement ( though usually get it 1-2 days after statement date )
If calender year, your usage of $1510 are all posted also in July 2017, you will earn 1.6% on your BOC Smartsaver bank account balance of up to 60k cap. If not all posted in July, and under $1500, the you will get 0.8% on your bank balance. This should have been credited on 15th Aug already
Click to expand...

pazuuu said:
Hi! Would like to clarify this (trying to figure out my mistake for Jul-17).

Statement date is 24th of the month. My calendar card spend in Jul-17 is $1510, and I earned cc rebate of $30 (dated 20/7 and 29/7). So, for Jul-17, I have only clocked $1480 correct?

Thanks for the help!
Click to expand...

Yeah, that what I thought so too. Like UOB One acc. Till I only get 0.8% rebate for $1.5K spending in Jul-17.

CSO got back to me today, saying that monthly rebate is calculated in when determining the $1.5K spend. So, in this case, I had only spent $1480 in Jul-17. Appealing did not work. Will just play safe for Aug.
 
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Trazora

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pazuuu said:
Yeah, that what I thought so too. Like UOB One acc. Till I only get 0.8% rebate for $1.5K spending in Jul-17.

CSO got back to me today, saying that monthly rebate is calculated in when determining the $1.5K spend. So, in this case, I had only spent $1480 in Jul-17. Appealing did not work. Will just play safe for Aug.
Click to expand...

Cannot be. Think the CSO is mistaken
 
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Kixon9

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Hi, just bought travel insurance online. While insurance may not qualify for 5% online rebates,
does it count towards $1500 spend requirement?
 
mikezuper

mikezuper

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Guys, I just checked the website again and it seems there is a lot of inconsistency there:
- It says up to 3.55% but if you look at this graph, it is actually more (up to 3.75%):
W020161215820993458241.jpg

- On the additional balance over S$60k, in the first paragraph it says earned 1% whereas at the bottom paragraph it says earned 0.6%

Confusing... excerpt from here: http://www.bankofchina.com/sg/pbservice/pb1/201611/t20161130_8271280.html
 
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