BOC SmartSaver

[lupster]

Anyone knows if payment to ETIQA INSURANCE PL charged to the BOC family card qualifies for the CC and Smartsaver $500 minimum spend? The payment was made after I submitted a form to ETIQA to authorise the CC payment, it wasn't done through AXS or online.

 

[Alwaysb]

Hi can anyone share what is the formula to calculate the base interest?

 

[VacheronLim]

Hi can anyone share what is the formula to calculate the base interest?

http://www.bankofchina.com/sg/bocinfo/bi3/201002/t20100207_961728.html

 

[Alwaysb]

Thanks. I am aware of this. I took average 31 days but just can the figure right. Was hoping to have the fomula instead

http://www.bankofchina.com/sg/bocinfo/bi3/201002/t20100207_961728.html

 

[Trazora]

Thanks. I am aware of this. I took average 31 days but just can the figure right. Was hoping to have the fomula instead

Calculate interest each day and sum up.

 

[Alwaysb]

Oh... okie thanks. Will try

Calculate interest each day and sum up.

 

[Squaredot]

tried to transfer fund out but then instead of immediate FAST there is this local clearing and outward remittance (for large amount).

Anyone knows how long it would take for the money to reach the other account? Thanks.

sorry to dig up an old post.
BOC FAST ok now? 50k daily?

 

[Trazora]

sorry to dig up an old post.
BOC FAST ok now? 50k daily?

Iirc can FAST 50k on app, 50k on ibanking daily.

 

[Cumzilla]

Like to check, are all their credit cards link to this BOC SmartSaver? and will there be any problem getting annual fee waiver for the cards if there are at least some spending?

 

[nasfieldjohn]

is the interest for 60k for up to 3.55?
anything above 60k is 1?

try to talk to the CSO, cannot understand what she saying due to the accent

 

[Squaredot]

Iirc can FAST 50k on app, 50k on ibanking daily.

thanks bro.
I FAST max out on ibanking yesterday. It's fine.

 

[IcYFl4mEz]

so to confirm, there is no way to schedule monthly transfer of fund to other bank using smartsaver right?

 

[chopra]

pls implement recurring bill payment soon or else i will switch to scb bs. i have to do 5 x boc smartsaver every mth. tts 15 transactions which cannot use same OTP. damn time consuming

 

[daxiong88]

I checked:
- SCB BonusSaver need to spend, salary credit
- Maybank SaveUp hard to hit as well
- UOB One I got already

Think will stick with BOC for now.

OCBC360 gives additional 1% for $70k if your average balance is $200k which is lousier also.

Maybank SaveUp better than SCB BS?

 

[ekardo]

is the interest for 60k for up to 3.55?
anything above 60k is 1?

try to talk to the CSO, cannot understand what she saying due to the accent

if you can read better than understanding chinese accent, the website is very clear about this...

 

[ekardo]

Like to check, are all their credit cards link to this BOC SmartSaver? and will there be any problem getting annual fee waiver for the cards if there are at least some spending?

I just got waiver for the family card and also late payment interest...no question asked..

 

[Trazora]

pls implement recurring bill payment soon or else i will switch to scb bs. i have to do 5 x boc smartsaver every mth. tts 15 transactions which cannot use same OTP. damn time consuming

How you get 5 boc smartsaver?

 

[Trazora]

so to confirm, there is no way to schedule monthly transfer of fund to other bank using smartsaver right?

Can schedule one by one but cannot schedule recurring.

 

[Trazora]

Maybank SaveUp better than SCB BS?

Pros and cons for both cancel out.

 

[daxiong88]

Pros and cons for both cancel out.

Care to explain?