BOC SmartSaver

[chopra]

in.
3.55% shiok

 

[Purplestars]

Wa that’s a lot of spare u have to pump in....

Everyday shift 10k in and out also 3 million.

 

[Purplestars]

i received a 1.05 interest adjustment, any idea what is it for?

 

[Trazora]

Everyday shift 10k in and out also 3 million.

That will make 0.25 million (promo start 4 feb to 28 feb). Btw need to paynow into boc smartsaver for the lichun promo and there is a limit of 1k paynow per bank, so need paynow from 10 accounts just to paynow $10k daily. Anyway no need so much as some people got the $88 with much lesser paynow transfer.

 

[Soul77]

SCB can configure for as registered paynow payee. Then can send paynow more than 1k. I got $88 for transfer amt < 50k btw..

 

[vsvs24]

That will make 0.25 million (promo start 4 feb to 28 feb). Btw need to paynow into boc smartsaver for the lichun promo and there is a limit of 1k paynow per bank, so need paynow from 10 accounts just to paynow $10k daily. Anyway no need so much as some people got the $88 with much lesser paynow transfer.

POSB paynow limited to your transaction limit. I transferred $10k at one go.

 

[Purplestars]

That will make 0.25 million (promo start 4 feb to 28 feb). Btw need to paynow into boc smartsaver for the lichun promo and there is a limit of 1k paynow per bank, so need paynow from 10 accounts just to paynow $10k daily. Anyway no need so much as some people got the $88 with much lesser paynow transfer.

Sorry my math fail, you have to transfer 100k a day everyday.

There isn't 1k paynow limit. You can do a 100k transfer in one go using ibanking with one account.

 

[bobby6679]

Dear All,

Recently shifted from Maybank saveup to BOC smart saver.
Have the following concerns to double cfm with you guys:

1) For smartsaver credit card spending >$500.
EZLink/Netflashpay top up is excluded
Paying to town council is couted
Paying to private electricity company monthly is counted

2) For Family CC rabate
All spending is counted towards $800 spending
EZlink top up, Electricity bill and town council payment are NOT classified as Online payment

Thank you

 

[Trazora]

Dear All,

Recently shifted from Maybank saveup to BOC smart saver.
Have the following concerns to double cfm with you guys:

1) For smartsaver credit card spending >$500.
EZLink/Netflashpay top up is excluded
Paying to town council is couted
Paying to private electricity company monthly is counted

2) For Family CC rabate
All spending is counted towards $800 spending
EZlink top up, Electricity bill and town council payment are NOT classified as Online payment

Thank you

Think you should refer to the TnCs.

For smartsaver:

The following transactions do not qualify for this bonus:

Cash withdrawal
Fees or charges
Funds transfer or cash advance
Transactions on BOC Cards that are terminated or unsuccessful
The unposted amounts under Installment Payment Plan (“IPP”) and Flexi-Balance transactions
Any amount charged to your BOC Debit or Credit Cards that is subsequently cancelled, voided or reversed
AXS payments (transactions via all AXS channels, including AXS station, AXS e-station, AXS m-station, etc.)
Any other transactions BOC may determine as not eligible for Card Spend bonus from time to time without prior notice.

For min spend of boc family:

The total spend by a Cardmember and cash rebate awarded per Card Account in one billing cycle are based on posted local and foreign retail transactions in that billing cycle, and excludes interest, annual fees, finance charges, cash advances, balance transfer, purchases made through Installment Payment Plans, Purchase Instalment Plan, Tax Payment Facility, IRAS processing fee, goods and services taxes, loading of prepaid accounts, cards and merchants (including EZ-Link and TransitLink), all fees charged by BOC or any other third parties (if any) and such other transactions as determined by BOC from time to time at its sole discretion.

For boc family online rebate:

“Online purchases” means retail transactions which are made via the internet, charged to the Card and processed by the respective merchants/acquiring banks as an online transaction through Visa/MasterCard Worldwide networks but shall exclude the following transactions: a) payments to government institutions and payments for government related services; b) payments to financial institutions (including banks and brokerages) and payment for financial services; c) utility bill payments; d) donations and charity; e) payments of funds to prepaid accounts and merchants who are categorised as “payment service providers”; f) payments for parking lots; g) payments for cleaning, maintenance, and janitorial services; h) payments made via AXS and SAM; and i) any other transactions as determined by BOC from time to time.

 

[arctician]

i xfer 60k out and paynow same amt back in, in the end also got the $88 free

 

[compro_1975]

Some people indeed sibei act smart... which bank good or not also cant tell wanna talk so much for what? Dumb

 

[compro_1975]

Think you should refer to the TnCs.

For smartsaver:

The following transactions do not qualify for this bonus:

Cash withdrawal
Fees or charges
Funds transfer or cash advance
Transactions on BOC Cards that are terminated or unsuccessful
The unposted amounts under Installment Payment Plan (“IPP”) and Flexi-Balance transactions
Any amount charged to your BOC Debit or Credit Cards that is subsequently cancelled, voided or reversed
AXS payments (transactions via all AXS channels, including AXS station, AXS e-station, AXS m-station, etc.)
Any other transactions BOC may determine as not eligible for Card Spend bonus from time to time without prior notice.

For min spend of boc family:

The total spend by a Cardmember and cash rebate awarded per Card Account in one billing cycle are based on posted local and foreign retail transactions in that billing cycle, and excludes interest, annual fees, finance charges, cash advances, balance transfer, purchases made through Installment Payment Plans, Purchase Instalment Plan, Tax Payment Facility, IRAS processing fee, goods and services taxes, loading of prepaid accounts, cards and merchants (including EZ-Link and TransitLink), all fees charged by BOC or any other third parties (if any) and such other transactions as determined by BOC from time to time at its sole discretion.

For boc family online rebate:

“Online purchases” means retail transactions which are made via the internet, charged to the Card and processed by the respective merchants/acquiring banks as an online transaction through Visa/MasterCard Worldwide networks but shall exclude the following transactions: a) payments to government institutions and payments for government related services; b) payments to financial institutions (including banks and brokerages) and payment for financial services; c) utility bill payments; d) donations and charity; e) payments of funds to prepaid accounts and merchants who are categorised as “payment service providers”; f) payments for parking lots; g) payments for cleaning, maintenance, and janitorial services; h) payments made via AXS and SAM; and i) any other transactions as determined by BOC from time to time.

Bro, no need say so much one.. some people pure lazy.. expect spoon fed like pigs

 

[bobby6679]

Bro, no need say so much one.. some people pure lazy.. expect spoon fed like pigs

You must be very fat. Go to find yr mom to learn some basic manners. Some kiasu ppl just wanna double cfm. Then meet fat p** like u

 

[bright_84]

Bro, no need say so much one.. some people pure lazy.. expect spoon fed like pigs

Don't be so bad. Help a little won't hurt.

 

[arctician]

here people are very sensitive to golden goose, if you know certain hacks or no dont publicize it, because it will be closed once they hit critical mass.

 

[bright_84]

here people are very sensitive to golden goose, if you know certain hacks or no dont publicize it, because it will be closed once they hit critical mass.

This I agree even though I might be losing out. But I think basics of the bank account not an issue to just help clarify here.

 

[arctician]

This I agree even though I might be losing out. But I think basics of the bank account not an issue to just help clarify here.

yea i agree, unfortunately he commented on something very sensitive before it was edited. HSBC already closed that, i think boc last one standing.

 

[demoforce1]

yea i agree, unfortunately he commented on something very sensitive before it was edited. HSBC already closed that, i think boc last one standing.

HSBC closed what?

 

[demoforce1]

internet banking

anyone have issue login to boc internet banking recently?
I have issue with Chrome, can login, but cant do anything, then try other browser is okay

 

[VacheronLim]

anyone have issue login to boc internet banking recently?
I have issue with Chrome, can login, but cant do anything, then try other browser is okay

any problem encountered if you use chrome on another desktop/laptop?