hmmm, i dont know. People who are just getting information is easy to choose where they want to visit. However, there are people out there who are helping fellow forumers. Why should same questions be posted by different people in different thread, and people repeating the answers again and again.
I am certain, sooner or later, because of the product features, there are people who will ask similar things that are not linked to CC in this thread.
Alternatively, think of it this way, a person want to ask anything related to credit card spending, post a qns in CC, and when he wants to ask about payments or salary, he has to ask the qns under MM? If the answer is no, then why bother having 2 threads?
I think we should streamline the process and not create redundancies.
Even in some same thread, you will find similar questions are posted and answered again and again, I don't see the rational to merge.
I believe there are no one had posted a qns in CC and posted another question on payments or salary under MM, who would like the trouble?
Most of people who frequent CC section just ask everything related to this accounts here just like 360 thread here. MM people ask everything they want at MM which we will not care.
I just find it bit troublesome have to visit another section to locate the thread as there are people usually don't go to other section, maybe that's why we had a 360 thread(linked to cc to earn bonus interest) since quite some time ago, if you are going to merge this, are you going to merge 360 thread here as well?
My point is since both 360 and boc are accounts have links to cc, and audience are different, why we can't have a thread in this section here and have to go to another thread to read. I see those people asking for merge are mostly MM audience, not from this section.
Yes, I agree that people are free to choose which section they visit, same as we folks in this section here like to visit cc thread without the hassle of opening another merged thread in another section(another saved link in our phone).

If most of people here agree to merge, I have no objection at all as the purpose of the thread here is to facilitate most of people, not for any minority. But if you do decide to merge, please make sure most of the folks here agree and please merge 360 thread at the same time for consistency.