BOC SmartSaver

[qwerty8988]

when i opened the account at westgate, they only issue great wall international debit card only, no union pay debit card, is it normal?

 

[nasfieldjohn]

any of boc cards with nets/flashpay or atu?

 

[nicholaslee]

when i opened the account at westgate, they only issue great wall international debit card only, no union pay debit card, is it normal?

I was given both...

Sent from phone using GAGT

 

[IcYFl4mEz]

so open this acct, + giro salary to this acct each month alr earn 1.x% interest? more than CIMB saver. and also , 3 bill payment min of how much? just pay 3 CC bill can le right

 

[xXxJavierxXx]

Suppose you have all 3 accounts in BOC, UOB and OCBC.

If i can't spend $500 each bank ($1500 total) to get the spending interest bonus, maximum i can achieve is $1000 spending.

Should i just focus the minimum spending on BOC and UOB. Just let go of OCBC? Ty!

 

[lazybee]

Suppose you have all 3 accounts in BOC, UOB and OCBC.

If i can't spend $500 each bank ($1500 total) to get the spending interest bonus, maximum i can achieve is $1000 spending.

Should i just focus the minimum spending on BOC and UOB. Just let go of OCBC? Ty!

Technically yes. I can only spend $500, so I kept BOC and ocbc instead.

 

[IcYFl4mEz]

can anyone confirm, the 3 bill payment made can be any amount ? $5/10$ etc ?

 

[VacheronLim]

can anyone confirm, the 3 bill payment made can be any amount ? $5/10$ etc ?

credit card bills i believe minimum is $5, for insurance bill $1

 

[arigatoast]

can anyone confirm, the 3 bill payment made can be any amount ? $5/10$ etc ?

min $5
10char

 

[IcYFl4mEz]

ahh thanks all , telecom bill also $5 ? :O

 

[shadow84]

Can anyone help list out the disadvantages of using this saver account? Such as no FAST transactions, no recurring transfers to other bank, etc?

Thanks.

 

[hyperbole]

Can anyone help list out the disadvantages of using this saver account? Such as no FAST transactions, no recurring transfers to other bank, etc?

Thanks.

Got FAST transactions.

No recurring transfers or bill payments, no scheduled transfers.

Need to install a stupid activex plugin and use internet explorer to use internet banking

Cannot use internet banking hand phone

No nets transactions

 

[more3cm]

Got FAST transactions.

No recurring transfers or bill payments, no scheduled transfers.

Need to install a stupid activex plugin and use internet explorer to use internet banking

Cannot use internet banking hand phone

No nets transactions

The CSOs speak with very accented ang moh/cina

The latest T&C for their CCs are not updated online.

 

[hyperbole]

Credit card cannot change statement date

 

[oceanicmanta]

The latest T&C for their CCs are not updated online.

How to get hold of their latest CC T&C then ? Thanks

 

[more3cm]

How to get hold of their latest CC T&C then ? Thanks

Take physical brochure from their ATM/branch

 

[shadow84]

Got FAST transactions.

No recurring transfers or bill payments, no scheduled transfers.

Need to install a stupid activex plugin and use internet explorer to use internet banking

Cannot use internet banking hand phone

No nets transactions

No nets transaction meaning their debit cards cant be used for NETs payment? Not that critical as i already gt Everyday card for that.

From second sentence, i cant set auto deductions for my insurance to my bank acct?

But, in your opinion, is this saver account more worth than OCBC 360? I am able to fulfil the $500 spending/mth, $2k salary, 3 payments for telco and insurance. This would give me 3.55% p.a for up to $60k?

I read that they would give me their BOC Great Wall International Debit Card, BOC UnionPay Dual Currency Debit Card. Is it a must to accept both or can i just accept one? I presume it works the same as normal debit cards like POSB GO! card?

For the 1.55% interest, can i set my recurring monthly investment payment to the given BOC debit card?

 

[hyperbole]

but, in your opinion, is this saver account more worth than OCBC 360? I am able to fulfil the $500 spending/mth, $2k salary, 3 payments for telco and insurance. This would give me 3.55% p.a for up to $50k?

up to 60k.

it's definitely more worth it than ocbc.

 

[ithelper]

Anyone received the interest for january?

 

[shadow84]

up to 60k.

it's definitely more worth it than ocbc.

Dun mind, can help me with the other queries that i had posted?