Buy Property?

[arctician]

its v hard to refinance now coz of e stringent checks from all e banks

they use a 3.5% interest ballpark and check every of ur credit card in detail to determine the 60% TDSR..

my monthly mortgage only take up ard 20% of my monthly income but was rejected twice for repricing as my monthly credit card bills were too high (mainly to chalk up points)

 

[bigwalabig]

its v hard to refinance now coz of e stringent checks from all e banks

they use a 3.5% interest ballpark and check every of ur credit card in detail to determine the 60% TDSR..

my monthly mortgage only take up ard 20% of my monthly income but was rejected twice for repricing as my monthly credit card bills were too high (mainly to chalk up points)

oh okay, time to curb that credit card spend. Unless the point's can redeem something substantial, the interest payment on a x00k - x000k loan wouldn't be worth it.

 

[arctician]

oh okay, time to curb that credit card spend. Unless the point's can redeem something substantial, the interest payment on a x00k - x000k loan wouldn't be worth it.

u can still charge..but when u r about to do ur repricing, try to lower ur spending

i went overseas in feb and charge everything to uob visa signature for 5% rebate..came back big headache with e repricing