Buying vs renting hdb

ChronoCross

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If considering buying vs renting a hdb in the resale market, i am more inclined to buy because of cpf. The rental argument makes sense if the down-payment could otherwise be invested in a higher return investments but our cpf OA only returns 2.5% and it is uncertain whether we would have access to the funds in the future with the government having gone back on its word to return our cpf by 55. What do you guys think? For a hdb that would cost around 5-600k to purchase.
 
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