Careshield Life Supplement

[memorez]

If you got disabilities (say 3 out of 6) but still able to work -> would you get CareShield Life + Supplement payout?

 

[exterminazn]

If you got disabilities (say 3 out of 6) but still able to work -> would you get CareShield Life + Supplement payout?

If satisfy 3/6, then yes can get both csl and supplement payout

 

[qhong61]

So you bought the supplement? Can share which one and why?

Yes.
Any one also good.

 

[qhong61]

If you got disabilities (say 3 out of 6) but still able to work -> would you get CareShield Life + Supplement payout?

How to work?

 

[reddevil0728]

How to work?

depends on what sort of work you do right?

If your work is those kind just use brain think and talk kind.

u can still work ma. but you may not be able to do any of the ADL

 

[a4973]

depends on what sort of work you do right?

If your work is those kind just use brain think and talk kind.

u can still work ma. but you may not be able to do any of the ADL

Like Professor Stephen Hawking? Rest his soul.

 

[reddevil0728]

Like Professor Stephen Hawking? Rest his soul.

yep. that's an example.

 

[royalmix]

If you got disabilities (say 3 out of 6) but still able to work -> would you get CareShield Life + Supplement payout?

You need to pay at least $100 to get a qualified doctor to certify!

 

[jywy2005]

You need to pay at least $100 to get a qualified doctor to certify!

Is the payout subjected to doctor’s review periodically?

Let say after rehabilitation post stroke, you are able to perform more than 3 out of 6 ADL, you probably won’t be getting the payouts.. possible?

The supplements are not cheap…

 

[harky]

careshield-life is a must ah?? because it take $300+ from me

 

[reddevil0728]

careshield-life is a must ah?? because it take $300+ from me

the basic version is if you...

2. Is CareShield Life mandatory?

CareShield Life will be universal and mandatory for you if you are a Singapore Citizen or Permanent Resident born in 1980 or later. This will ensure that all Singaporeans, including those who are more vulnerable such as the lower-income group and those with pre-existing severe disabilities, have basic protection for long-term care needs.
A universal scheme allows those with pre-existing disabilities, who will otherwise not be able to enjoy coverage, to be included. If the scheme is optional, vulnerable groups like the low-income may also drop out of the scheme because of an inability to pay. Some low-income insureds do have their ElderShield policies lapse as the years pass as they are not able to make their premium payments.
Including these groups strengthens our social compact and is consistent with our values as an inclusive and caring society. Many Singaporeans who were engaged in earlier focus groups discussions recognised its merit and supported this approach.
Under CareShield Life, the Government will support Singaporeans who are unable to afford their premiums, so that no one will lose their coverage due to financial difficulties.
Please note that if you are a foreigner who become a Singapore Citizen or a Permanent Resident from 1 October 2020 onwards, is born in 1979 or earlier and do not develop severe disability, CareShield Life will be mandatory for you.

 

[harky]

the basic version is if you...

2. Is CareShield Life mandatory?

CareShield Life will be universal and mandatory for you if you are a Singapore Citizen or Permanent Resident born in 1980 or later. This will ensure that all Singaporeans, including those who are more vulnerable such as the lower-income group and those with pre-existing severe disabilities, have basic protection for long-term care needs.
A universal scheme allows those with pre-existing disabilities, who will otherwise not be able to enjoy coverage, to be included. If the scheme is optional, vulnerable groups like the low-income may also drop out of the scheme because of an inability to pay. Some low-income insureds do have their ElderShield policies lapse as the years pass as they are not able to make their premium payments.
Including these groups strengthens our social compact and is consistent with our values as an inclusive and caring society. Many Singaporeans who were engaged in earlier focus groups discussions recognised its merit and supported this approach.
Under CareShield Life, the Government will support Singaporeans who are unable to afford their premiums, so that no one will lose their coverage due to financial difficulties.
Please note that if you are a foreigner who become a Singapore Citizen or a Permanent Resident from 1 October 2020 onwards, is born in 1979 or earlier and do not develop severe disability, CareShield Life will be mandatory for you.

my MediShield getting lesser because i also pay for my mom one haha

 

[reddevil0728]

my MediShield getting lesser because i also pay for my mom one haha

Well. If you ever kena not able to do ADLs you probably would be thankful for this

 

[lasnoblur]

For walking adl, what is the eligibility to claim ?

If still can move around with walking aid (eg. Undergo surgery on one leg) can claim ?

After recover, the payout stop ?

 

[qhong61]

For walking adl, what is the eligibility to claim ?

If still can move around with walking aid (eg. Undergo surgery on one leg) can claim ?

After recover, the payout stop ?

Cannot

 

[reddevil0728]

For walking adl, what is the eligibility to claim ?

If still can move around with walking aid (eg. Undergo surgery on one leg) can claim ?

After recover, the payout stop ?

that doesn't sound like you require assistance as what's required by CSL