Catch 21 in life

[KakiMeow]

In a matter of months, not even three quarters of a year (Q3 for your case should be September),
you depleted 60%-70% of your money which can last you 17 years, assuming 65 yrs was your plan.

And it is over this period and many bad decisions meaning only one thing, you cannot make good decisions when it comes to big sums of money, like investments, business.

And you cannot be taught all these, except learning which takes time, or getting someone to do it for you, which takes getting scammed.

Best is you don't do it again and just work like what you did before. Then learn first about what you want to do from books, other people, and start small.

Don't hantam 30% or more of your money on something you didn't do for MOST OF YOUR LIFE then expect to be an expert.

 

[KakiMeow]

TS
1. You should stop trolling

2. It is not a nice thing to bait readers to sympathise with you and then you pawn them by revealing you have $2m cash.

You have revealed this number before.

You may find it a thrill to pawn people, but it is done in poor taste.

Jmho

aiyo should have seen your text before replying sia

kena bluffed again, next time must be careful of YoWe liao

worst than kena bruff into PBB threads sia

 

[MoeLanYong]

aiyo should have seen your text before replying sia

kena bluffed again, next time must be careful of YoWe liao

worst than kena bruff into PBB threads sia

Ya. He has done it a few times. Kinda sinister to humbrag this way, preying on the kindness of others.

 

[buttbERry]

Dear buttbERry,

I am burnt again by BTC. BTC is on downward trend.

I realize I do not have what it takes to be value-investing. I have been in losing streaks.

Confidence for the future. More good years ahead... Let us take Singapore forward together.
Thank you.

dont buy liao

 

[Bad kids]

ehh.. what is 'Catch 21 in life' mean? Catch monkey I know...

Pardon me for my ignorance (I am not 鸟人）

 

[VEF888]

don't make bad decisions, esp don't risk what you can't afford to lose, no?

by the way it's catch 22.

 

[Yowe55 mini]

don't make bad decisions, esp don't risk what you can't afford to lose, no?

by the way it's catch 22.

Dear VEF888,

I already committed and made the mistakes; I lost further in BTC.

Confidence for the future. More good years ahead... Let us take Singapore forward together.
Thank you.

 

[sinkiedk]

Dear all,

I am 48 year old, and have retired last Dec thinking I would have sufficient for a graceful retirement. But I was wrong and made a few wrong life decision that impacted my retirement fund and planning.

Fast forward to the 3Q, 2025 my retirement fund has depleted more than 50% due to various reasons and bad decisions made over the course of months, I have had no choice but seeking active employment for past months but to no valid. Nevertheless I continue to search and send my resumes in hope to obtain a job interview at the very least.

Life is really a dilemma and full of entrapments - I wanted to be financial freedom and responsible; having passive income either through reits or property however the latter option seems non viable nor sustainable as the taxes, hidden costs and potential liability lingers. Though one may argue there's opportunity for capital gain but the mounting pressure of paying off the housing loan is too much for me, specifically under such circumstance as of moment.

On the other hand, if I am not pursuing the property long option I may run into a greater risk of pricing myself out for a long term housing roof for my children and family. Again, this is debatable as many of established experts and financial gurus would argue children can fend for themselves and it is perfectly fine to tank housing loans with Ali Baba maths from singapore scholars.

Perhaps I am thinking too much too far but I feel I am trapped in the catch 21 situation whereby I do not know what are the viable and sensible options available for me and my family for long term sustainability.

Are you in similar situation?

Confidence for the future. More good years ahead... Let us take Singapore forward together.
Thank you.

U Can consult dragon tan

 

[Yowe55 mini]

Dear all,

I am calling out to all successful forum members and bosses, making a humble request asking for an employment opportunity. Can someone offer me an employment opportunity?

I am 48 turning 49, retired in Dec 2024 but have to make U-turn to my plan as I realize my retirement plan is inadequate by considerations.

I am open to all employment that comes with CPF contribution, and do not mind blue-collar related/physical work as long it is within my physical limit and tolerance. That can be discuss and negotiated further.

Confidence for the future. More good years ahead... Let us take Singapore forward together.
Thank you.

 

[weng0202]

Retire still invest in high risk assets, don't know what to say.