CIMB FastSaver

[samgoh2000]

Referral for me too.

Have replied your PM. Thank you and have a nice day~

May I have your referral code as well. Thanks in advance.

 

[testingabc]

May I have your referral code as well. Thanks in advance.

Have PM you sir, thank you and have a nice day~

 

[alyssax]

please pm promo code thanks

 

[testingabc]

please pm promo code thanks

Hi tried to PM you but received message: alyssax has exceeded their stored private messages quota and cannot accept further messages until they clear some space. If you still need, you can try delete your messages and I will send again. Thank you and have a nice day~

 

[happiee]

I love that this doesnt have any min balance but can any existing account holders share if they reli DI NOT get prorata interest if they only put the funds for a few days?


I just saw this tnc that there must be at least $1k on any given day.

 

[testingabc]

I love that this doesnt have any min balance but can any existing account holders share if they reli DI NOT get prorata interest if they only put the funds for a few days?


I just saw this tnc that there must be at least $1k on any given day.

If you put $1K for 5 days, you should be given 5 days of the interest at the end of the month. What I like is CIMB has NO minimum balance. Last year I put few months, then changed to fixed deposit twice, after that almost zero out. No deduction of $2 or $5 every month unlike most banks. Of course, RHB High Yield and Hong Leong iSavings got better interest rates but they will deduct some money if fall below the fall below fees.

 

[wutawa]

I love that this doesnt have any min balance but can any existing account holders share if they reli DI NOT get prorata interest if they only put the funds for a few days?


I just saw this tnc that there must be at least $1k on any given day.

All bank accts r based on average daily balance. That means u cant get a full mth int by putting the money in for just a few days. Haha

There isnt a fall below fee even if u dun have $1k.

 

[pearl_ml]

For fast saver account, how much I need to deposit to get 1.5% interest rate? $50001 or $75000?

 

[testingabc]

For fast saver account, how much I need to deposit to get 1.5% interest rate? $50001 or $75000?

It is actually tiered, for 1.5% is from 50K-75K

 

[samgoh2000]

Have PM you sir, thank you and have a nice day~

Applied and transferred $1,000 this morning. Awaiting for activation. Thanks.

 

[Extremme]

It is actually tiered, for 1.5% is from 50K-75K

1.5% is only on for that 25k (50001 - 75000) right

1-50 is 1%

 

[Chua Zhiming]

1.5% is only on for that 25k (50001 - 75000) right

1-50 is 1%

First 50k @ 1%
Next 25k @ 1.5%
Next 25k @ 1.8%

Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB FastSaver account on any given day.

Hassle free online opening. If you got more than 1k spare cash and not for investments, just put here, better than normal deposit accounts 0.05%.

 

[testingabc]

First 50k @ 1%
Next 25k @ 1.5%
Next 25k @ 1.8%

Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB FastSaver account on any given day.

Hassle free online opening. If you got more than 1k spare cash and not for investments, just put here, better than normal deposit accounts 0.05%.

Yes, it has been one of my favourite account. Even if $0 for some months also ok, they don't have a minimum fee to it like almost all banks. Their interest rates are not bad considering they only have 1 requirement, to keep at least $1K to get interest.

 

[testingabc]

1.5% is only on for that 25k (50001 - 75000) right

1-50 is 1%

Yes you are right. First 50K is 1% and 1.5% is for $50001-$75000

 

[greythorne]

Yes you are right. First 50K is 1% and 1.5% is for $50001-$75000

So let’s say if I have $50345, first $50k is 1% and the rest $345 is 1.5%?

 

[testingabc]

So let’s say if I have $50345, first $50k is 1% and the rest $345 is 1.5%?

Yes you are right

 

[Extremme]

Yes, it has been one of my favourite account. Even if $0 for some months also ok, they don't have a minimum fee to it like almost all banks. Their interest rates are not bad considering they only have 1 requirement, to keep at least $1K to get interest.

I did a compare on 3 comparable Saving accounts for 100k . usually they only have good deals for first 100k

CIMB Fast Saver
50k @ 1% = $500
25k @ 1.5% = $375
25k @ 1.8% = 450
Total interest is $1325 which is 1.325% for 100k


RHB (https://rhbgroup.com.sg/promotion/casa_retail)
1.4125% for 100k

HL iSavings
1.485% for 100k

 

[testingabc]

I did a compare on 3 comparable Saving accounts for 100k . usually they are only have good deals for 100k

CIMB Fast Saver
50k @ 1% = $500
25k @ 1.5% = $375
25k @ 1.8% = 450
Total interest is $1325 which is 1.325% for 100k


RHB (https://rhbgroup.com.sg/promotion/casa_retail)
1.4125% for 100k

HL iSavings
1.485% for 100k

Yes HL iSavings is the best but you need to have 5K as minimum sum. But CIMB Fastsaver has been using for some time, good thing is that even if less than $500 there is no deduction of maintenance fee every month.

 

[vsvs24]

Yes HL iSavings is the best but you need to have 5K as minimum sum. But CIMB Fastsaver has been using for some time, good thing is that even if less than $500 there is no deduction of maintenance fee every month.

CIMB Fast Saver have no fall below fee. I keep $2 only.

https://www.cimbbank.com.sg/en/pers.../savings-accounts/cimb-fastsaver-account.html

 

[Extremme]

Yes HL iSavings is the best but you need to have 5K as minimum sum. But CIMB Fastsaver has been using for some time, good thing is that even if less than $500 there is no deduction of maintenance fee every month.

I think the major disadvantage for RHB is that they dont have online platform..

think if have spare savings then can spilt into these 3 savings lor