CIMB FastSaver

[sibeiTrolled]

Then Is it in order to earn the bonus interest for Aug , we need to ensure the account is empty on 31st July ?

Comparison month is Jun.

Aug BI will also be based on account value as of 30th Jun 2026
Refer to TnC Section 9, the table "30 June 2026 (Comparison Month) " or Section 8 A

 

[GrandJedi]

Hi all, noted that the standing instruction is not applicable to StarSaver account. The question that I have is what is the optimized approach (to get the maximum interest) for large balance?

Do you all still proceed to park the large balance e.g. $500K only in StarSaver even though the standing instruction is not applicable?

Any comments, view and suggestion is well much appreciated. Thanks!

I think the optimum amount is $1M in the SSA and your effective interest rate will be 2.20% (preferred banking customer). Indeed this is the best in the market, sad that i missed it for 1 month..

 

[GrandJedi]

Anyone here transfered funds from between cimb accounts AFTER the first initial transfer from another bank (DBS) and still earned bonus interest from experience?

 

[neanea]

When will they credit interest?

 

[Mickey01]

When will they credit interest?

For Jul 2026 promotion
1. prevailing interest last day of the month (but you will see in your account 1st day of the following month)
2. Bonus Interest by 30 Sep 2026

 

[addict951]

Then Is it in order to earn the bonus interest for Aug , we need to ensure the account is empty on 31st July ?

Comparison month is Jun.

Aug BI will also be based on account value as of 30th Jun 2026
Refer to TnC Section 9, the table "30 June 2026 (Comparison Month) " or Section 8 A

Eh guys, so correct hor
Tomorrow (for those of us who pumped in $75K at the beginning of July) no need to transfer out from the Fastsaver account hor?
The only thing to do would to transfer out $1K and perform the ‘SI - CIMB’ transaction next week? Thx thx all.

 

[sibeiTrolled]

Tomorrow (for those of us who pumped in $75K at the beginning of July) no need to transfer out from the Fastsaver account hor?

Yes. Same like SCB, HSBC promo. It last for 2 months once you are locked in.

You can download the Jul version of the TnC and double check with your preferred AI
https://web.archive.org/web/2026070...nc/accounts/2026/tncs-casa-bonus-interest.pdf

 

[sibeiTrolled]

Aug Tnc is out.

https://www.cimb.com.sg/content/dam...nc/accounts/2026/tncs-casa-bonus-interest.pdf
Archived - https://web.archive.org/web/2026073...nc/accounts/2026/tncs-casa-bonus-interest.pdf

1. This CIMB CASA Bonus Interest/Profit Promotion 2026 (“Promotion”) is available from 1 August 2026 to 31 August 2026 ("Promotion Period"), both dates inclusive.

Incremental Balance of minimum S$10,000 will earn the following Bonus Interest/Profit rate during Bonus Interest/Profit Earning Period. Earning Period for August and September 2026.

Applies to New or existing.
Incremental 10k in fresh funds
Rates are the same as Jul promo
Comparison against 31 Jul 2026 balance

 

[neanea]

Comparison month is Jun.

Aug BI will also be based on account value as of 30th Jun 2026
Refer to TnC Section 9, the table "30 June 2026 (Comparison Month) " or Section 8 A

Did CIMB change t&c?

Illustration on the calculation of the Bonus Interest/Profit.
a. Comparison month refers to end-of-day balance on 31 July 2026.

 

[sibeiTrolled]

Did CIMB change t&c?

Illustration on the calculation of the Bonus Interest/Profit.
a. Comparison month refers to end-of-day balance on 31 July 2026.

Refer to this
https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/post-159607993

CIMB has the habit of reusing the same links.
Aug Tnc is out hence it has been updated.
https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/post-159608017

 

[neanea]

Refer to this
https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/post-159607993

CIMB has the habit of reusing the same links.
Aug Tnc is out hence it has been updated.
https://forums.hardwarezone.com.sg/threads/cimb-fastsaver.5176026/post-159608017

Deposit in July, on 1 Sep we need to withdraw all funds? 30 Sep then bonus interest will credit for Jul and Aug?

 

[sibeiTrolled]

Deposit in July, on 1 Sep we need to withdraw all funds?

You can choose to withdraw all or partial on 1st Sep 2026.
You can choose to continue with the Sep 2026 promo, if there is one, but not advisable as you are likely to hit the ceiling or lack of funds for the bonus interest gains.

30 Sep then bonus interest will credit for Jul and Aug?

Previously, there were months where they credited the bonus interest earlier, but most were only on that day.
If i am not wrong, there was once or twice where it was delayed(?)
But expect to get your BI on 30 Sep.

 

[Devilsire]

For Jul 2026 promotion
1. prevailing interest last day of the month (but you will see in your account 1st day of the following month)
2. Bonus Interest by 30 Sep 2026

my notes in excel:
1.92% 1/7-31/8, withdraw 1/9 reference 30/6, Base 67.10+67.10, BI 44.59+44.59 paid 30/9 , AI $10.62+10.62 (0.5% 25k) paid lastday of next mth

 

[Cookie Muncher]

The Aug promo will run for 2 months right? Aug to Sep

 

[sibeiTrolled]

The Aug promo will run for 2 months right? Aug to Sep

Yes

Incremental Balance of minimum S$10,000 will earn the following Bonus Interest/Profit rate during Bonus Interest/Profit Earning Period. Earning Period for August and September 2026.

 

[coconut1]

Personal banking EIR for $75k = 1.75%

 

[GrandJedi]

So, this CIMB's new promotion.. rolling every 2 months? If I have two Savings account can run concurrently.. I think it is the best in the market..

 

[sohguanh]

So, this CIMB's new promotion.. rolling every 2 months? If I have two Savings account can run concurrently.. I think it is the best in the market..

Sidetrack a bit. CIMB last time no minimum sum now is 10k come with tier structure. You get best if hoot 75k and do that stupid recurring transfer SI via Giro for 1k. If do wrongly lose the 0.5%. You prepared 75k and play game?

 

[GrandJedi]

Sidetrack a bit. CIMB last time no minimum sum now is 10k come with tier structure. You get best if hoot 75k and do that stupid recurring transfer SI via Giro for 1k. If do wrongly lose the 0.5%. You prepared 75k and play game?

what is this "SI via Giro for 1k"? If have bigger amounts can go for CIMB savings account.

 

[Mickey01]

what is this "SI via Giro for 1k"? If have bigger amounts can go for CIMB savings account.

"SI via GIRO $1,000" award you an additional 0.5% for the first $25,000 balance in FastSaver Accounts. If you are going for the StarSaver account, this is not applicable.