CIMB FastSaver

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x9evolution

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addict951 said:
Wah run eh, learnt from hsbc liao
When are y’all expecting the bi to be credited?
请问 What was the total ir for that cycle ar?

My Fastsaver has been $0 all the while
Now I just throw in $5K, I’ll be getting 3.3% till 31 Jan, it’s that simple hor? :look:
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Why you don’t wait for 2 more days see Dec got new promotion or not , now already end of Nov , you throw in now only left with 2 months to earn 3.3%
 
heng_ah

heng_ah

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Mine is under Aug-Oct Promo,
I only have one line item credited today; this one is for which month?

INT GIRO PAYMENT CR +SGD xxxx
BONU CIM SG Retail
 
T

ThreeSteps

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sibeiTrolled said:
As in my own bonus calculation dosen't tally with what CIMB gave.
But wierdly, the base calculation is correct. o_O
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Prevailing interest calculation
Simply based on daily end-of-day balance (not incremental balance) and also not subject to the minimum $5k criteria

Bonus interest calculation (illustration table provided in the t&cs)
Unless you keep the same daily balance (> $5k) throughout the interest-earning period & must also satisfy the daily incremental balance >$5k (fresh fund) criteria, otherwise will need do more calculations: (1) calculate the actual daily bonus interest before summing it up (2) then, minus the total prevailing interests.

Note:
Daily bonus interest calculation is based on incremental balance (fresh funds) of at least $5k as compared to the fixed month-end balance stated in the t&c. eg. 31July balance.
** For those days where incremental balance is not $5k or more, the bonus interest for that specific day = $0
** For those months where month-end incremental balance is not $5k or more, the bonus interest for that entire month = $0 (painful)
 
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Mickey01

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heng_ah said:
I got lesser than what I calculated :s11:
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If you have DAILY >$5k incremental during the promo months and month end >$5k incremental during the promo months, u can use ADB*3.3% (or whatever the promo % you sign up for) to estimate the total interest for that month. Deduct the base interest already credited during month end should give you the BI $$ to be credited in Nov.
 
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fr33d0m

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reflecx said:
CIMB promo normally out on the 1st day of the month, not sure about Dec as tomorrow is Sunday. Maybank won't have new promo in Dec as they don't run overlapping promos.
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Maybank not for new promo. Just want to know the new rate for CIMB Dec, whether to Maybank for 3.2 but with fast interest in or CIMB offering better rate.
 
Krabs.

Krabs.

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i forgot how it works....
if we joined in november we also affected right ? no more 3.3 ?
 
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sohguanh

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Maybank current promo end Jan 2025. Then Feb 2025 switch to CIMB and 31 Mar 2025 get bonus no need wait so long for Feb placement.
 
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