Citi Pay

[chongpang]

Paying with Citi Credit Cards on Citi Pay boosts your cash back, miles and Rewards points earned on all spend!

Plus, you also get access to exclusive benefits like Citi ThankYou℠ Rewards, Citibank Gourmet Pleasures, Citi Rebates and more.

Citi Cash Back Card - 3% cash back on all spend
Citibank M1 Card - 3% cash back on all spend
Citibank SMRT Card - 3% cash back on all spend
Citi PremierMiles - 2 Miles per dollar
Citi Rewards Cards - 10X Rewards point per dollar
Citi Prestige Card - 5X Rewards point per dollar
Citi Ultima Card - 1X Rewards point per dollar
Citibank Clear Platinum - 1X Rewards point per dollar
Citibank Clear 500 - 1X Rewards point per dollar
Citibank Core Platinum - 1X Rewards point per dollar

 

[jackieatbtu]

No android phone

 

[vince123123]

using iPHone?

There

No android phone

 

[jackieatbtu]

Yea. I saw the app only at google store. Apple Store got?

 

[Trazora]

Yea. I saw the app only at google store. Apple Store got?

It is for android only.

 

[vince123123]

iPhone alternative is OCBC Titanium Card.

Yea. I saw the app only at google store. Apple Store got?

 

[chiokcc]

Aiya, my phone no have NFC....

 

[chongpang]

Now i will use Citi Pay for 3% cashback on all spends with no minimum spend.

 

[Trazora]

Now i will use Citi Pay for 3% cashback on all spends with no minimum spend.

10x points better lah

 

[lewissac]

10x points better lah

Agreed. go points!!

 

[chongpang]

If i spend $360, it will be 3600 points for a $10 cash rebate which is only 2.78%, i thought instant 3% cashback is better?

 

[dc10000]

any limit? only can use nfc so its using only for paypass or paywave right?

 

[greddy88]

Paying with Citi Credit Cards on Citi Pay boosts your cash back, miles and Rewards points earned on all spend!

Plus, you also get access to exclusive benefits like Citi ThankYou℠ Rewards, Citibank Gourmet Pleasures, Citi Rebates and more.

Citi Cash Back Card - 3% cash back on all spend
Citibank M1 Card - 3% cash back on all spend
Citibank SMRT Card - 3% cash back on all spend
Citi PremierMiles - 2 Miles per dollar
Citi Rewards Cards - 10X Rewards point per dollar
Citi Prestige Card - 5X Rewards point per dollar
Citi Ultima Card - 1X Rewards point per dollar
Citibank Clear Platinum - 1X Rewards point per dollar
Citibank Clear 500 - 1X Rewards point per dollar
Citibank Core Platinum - 1X Rewards point per dollar

Check the tnc first...

https://www.citibank.com.sg/walletaccelerators/index.html?lid=SGENCBLCCCATLClickhereCITP

 

[lewissac]

If i spend $360, it will be 3600 points for a $10 cash rebate which is only 2.78%, i thought instant 3% cashback is better?

Depends how you rate the reward points and how you going to use it.

For me, since I'm a miles person:-

8X per $1 brings me 3.2 miles. Which translate to $0.64 for 3.2 miles @ 0.02cpm; so it's a 6.4% rebates/ cashback to me.

It's always a lesser benefit if you're redeeming for a $10 cashback. Reason is simple. Bank don't want to lose lot of $$ from Cashback. Miles is different, they don't care about u spend the miles. But they care about you redeem and spend their cash.

 

[elnewbie]

The 15% perceived value of business class redempion is really just an academic exercise because none of us here are willing to spend cold hard cash just to buy a business class ticket.

So this value needs to be further discounted by 50%, which makes it 7.5%

So for me, if a transaction offers 10% CASH rebate, i would take that anytime over 4 miles per dollar.

Depends how you rate the reward points and how you going to use it.

For me, since I'm a miles person:-

8X per $1 brings me 3.2 miles. Which translate to $0.64 for 3.2 miles @ 0.02cpm; so it's a 6.4% rebates/ cashback to me.

It's always a lesser benefit if you're redeeming for a $10 cashback. Reason is simple. Bank don't want to lose lot of $$ from Cashback. Miles is different, they don't care about u spend the miles. But they care about you redeem and spend their cash.

 

[lewissac]

The 15% perceived value of business class redempion is really just an academic exercise because none of us here are willing to spend cold hard cash just to buy a business class ticket.

So this value needs to be further discounted by 50%, which makes it 7.5%

So for me, if a transaction offers 10% CASH rebate, i would take that anytime over 4 miles per dollar.

Quite true. For me, since I already have an excel sheet to help me analyse and determine which is best bang for buck, so I have no issue on which card offers me more benefit.

 

[hyperbole]

they should just join android pay instead of creating another stupid app.

 

[chongpang]

Check the tnc first...

https://www.citibank.com.sg/walletaccelerators/index.html?lid=SGENCBLCCCATLClickhereCITP

TNC says max $25 cashback per month and max SMRT$280 per year and promotion expires 31/12/16.

 

[Layers]

If i spend $360, it will be 3600 points for a $10 cash rebate which is only 2.78%, i thought instant 3% cashback is better?

Asia mall $20 voucher abt 56xx points. abt 3.4% cash back iirc

Sent from Sony E6853 using GAGT

 

[chongpang]

Asia mall $20 voucher abt 56xx points. abt 3.4% cash back iirc

Sent from Sony E6853 using GAGT

Asia Malls, 313@Somerset, Marina Square, NEX, Paragon and Wisma Atria $20 Voucher is at 5,780 points which is Spend $578 for 3.46% Cashback but what if i do not hit the points for redemption when my card expiry, so instant 3% cashback is better right?