citibank interestplus saving account advice needed.

[kenchi]

Citibank InterestPlus Savings Account | Best Interest Rates | Banking Services | Deposits | Citibank InterestPlus Savings Account - Citibank Singapore

CITIBANK INTERESTPLUS SAVINGS ACCOUNT
saw this
and is this some sort of a investment saving account?
or is a basic normal saving account with a higher % interest when u meet their req like monthy deposit $$ and get bonus

thx

im looking at normal saving plan without all the risk
but want able to withdraw
so fixed deposit hard for me to consider.

 

[ilovecheese]

try ocbc 360 ........ for 3.05% pa (need to meet 3 easy conditions)

or cimb starsaver .... for 0.8% pa (need to meet min 100 saving )

 

[RubiksCuber]

Citibank InterestPlus Savings Account | Best Interest Rates | Banking Services | Deposits | Citibank InterestPlus Savings Account - Citibank Singapore

CITIBANK INTERESTPLUS SAVINGS ACCOUNT
saw this
and is this some sort of a investment saving account?
or is a basic normal saving account with a higher % interest when u meet their req like monthy deposit $$ and get bonus

thx

im looking at normal saving plan without all the risk
but want able to withdraw
so fixed deposit hard for me to consider.

It's not an investment savings account, it is a normal savings account with extra interest. Note that it only applies to the first 50K.

It's worth taking a look at CIMB at mentioned in the post above based on your criteria, unless you are planning to get other Citi products which boosts your interest rate.

 

[kenchi]

try ocbc 360 ........ for 3.05% pa (need to meet 3 easy conditions)

or cimb starsaver .... for 0.8% pa (need to meet min 100 saving )

i did see the ocbc 360
i dont meet their requirement
as my company dont giro
and i dont use any of ocbc CC card

for the citibank one i am able to chalk in 20 to 30k and a monthy bank in 250 or 300$

cimb one looks low on it 0.8%

 

[RubiksCuber]

i did see the ocbc 360
i dont meet their requirement
as my company dont giro
and i dont use any of ocbc CC card

for the citibank one i am able to chalk in 20 to 30k and a monthy bank in 250 or 300$

cimb one looks low on it 0.8%

Well, Citi will be much lower. Are you investing, buying insurance, or have a mortgage with them? Credit card spend is easy to hit, so you get an extra 0.1%.

If not, CIMB is pretty good at 0.8%. It's not low at all.

 

[KeyboardWarrior]

Citi is quite crappy unless you planning to buy insurance plans/invest with them/take mortgage loan from them.

CIMB's is the better no frills choice.

 

[kenchi]

Citi is quite crappy unless you planning to buy insurance plans/invest with them/take mortgage loan from them.

CIMB's is the better no frills choice.

i do spend using Citi CC card at least 100 to 300$ per month on CC bill
and i could put in 200 to 300 $ per mth with them

cimb duno if safe or not ahah is a malaysian bank
vs a US or SG bank lor

ya i check cimb is higher 0.8%

even ocbc Bonus+ Savings Account is lower than cimb
odd why uob didnt have any offer yet

 

[RubiksCuber]

i do spend using Citi CC card at least 100 to 300$ per month on CC bill
and i could put in 200 to 300 $ per mth with them

cimb duno if safe or not ahah is a malaysian bank
vs a US or SG bank lor

ya i check cimb is higher 0.8%

even ocbc Bonus+ Savings Account is lower than cimb
odd why uob didnt have any offer yet

You're insured up to $50K.