Claim Rejection Notification!

[Spike]

Well folks, good to know? Travel insurance claim rejected.

 

[power_range]

Well folks, good to know? Travel insurance claim rejected.

Which insurer is this!

 

[TiedInsurer]

Well folks, good to know? Travel insurance claim rejected.

Which insurer is this?

 

[drkcynic]

Travel insurance are hit and miss from experience. Sometimes for some weird reason will get rejected then go to and fro argue damn tiring.

Imo, just claim when necessary, and not spam max just because you bought, at least when claim rejected not so painful.

 

[Spike]

Which insurer is this!

Which insurer is this?

MSIG?

 

[Lemonpeach]

Many of the cheaper insurers who bait you with discounts, promos, often have plenty of exclusions, deductibles, that it's not worth purchasing.

While the more expensive ones permit claims, what is the probability of a claimable event?

Read the policy wordings before purchase.

 

[Lemonpeach]

MSIG?

Unlikely. I've claimed my past Japan trip from them.

Likely to be the cheaper ones like E, F, Etc.

 

[psyger-zero]

Well folks, good to know? Travel insurance claim rejected.

So Jetstar must compensate or what? Cannot be take money n abscond right?

 

[TiedInsurer]

Many of the cheaper insurers who bait you with discounts, promos, often have plenty of exclusions, deductibles, that it's not worth purchasing.

While the more expensive ones permit claims, what is the probability of a claimable event?

Read the policy wordings before purchase.

Nobody buys insurance with the intention to actually claim it. It's needed to protect against losses due to adverse events. This type of insurance will leave the customer underinsured without their knowledge.

 

[ksapple]

I tot jetstar refunded all flight after 31st?

U wan to claim hotel?

 

[TiedInsurer]

So Jetstar must compensate or what? Cannot be take money n abscond right?

Jetstar likely already refunded the air ticket, but customer will still incur other non-refundable expenses like hotel bookings.

 

[Amaterasu]

Maybe try and see the terms and file another claim under something more relevant to business closure.

These clowns like to play with words one. I wont be surprise some of their definition for closure of business is only valid if the people closing are wearing red underwear, swimming in mud and wearing a donki quijote hat

 

[TiedInsurer]

MSIG?

Noted and blacklisted.

 

[pohw0008]

Jetstar likely already refunded the air ticket, but customer will still incur other non-refundable expenses like hotel bookings.

If haven't travel can book other airlines??

 

[GhostZM]

Looks like your BP gonna SPIKE liao..


CheerS!!!

 

[Spike]

I tot jetstar refunded all flight after 31st?

U wan to claim hotel?

No real loss per se? Just a shortening of trip by 8 hours or so.

 

[TiedInsurer]

If haven't travel can book other airlines??

Depending on destination, might end up having to book SQ which may cost a lot more. Even if can find other budget carrier, timing and dates may not be the same.

 

[Lemonpeach]

Nobody buys insurance with the intention to actually claim it. It's needed to protect against losses due to adverse events. This type of insurance will leave the customer underinsured without their knowledge.

The purpose of an insurance is to be able to claim it when an insurable event occurs.
But, touch wood, we don't hope for the insurable event to occur. Otherwise why buy.

For me, the logic of an action is to reap the outcome. For eg investing in a stock to gain capital growth. Or a degree to seek a job.

In the case of insurance, some insurers permit an event to be claimable while another does not. For instance, one insurer allowed me to claim taxi fare to a local hospital. Another insurer insisted only ambulance fees are claimable. In both instances, the conveyance was to rush to the hospital.

Airline cessation is generally not claimable under standard operations disruptions. But, if the event was unforseen before insurance purchase, some insurers do allow claims, out of good will.

I asked my insurance broker and he just told me their partners will pay. Of course, it is a more atas insurer.

Best to read policy conditions before buying. If there is no intent or inability to claim when an insurable event occurs, I will not buy the insurance. It's money down the drain. Same for auto insurance when accident occurs, or hospitalisation insurance, when ill.

I will avoid cheap travel insurance.

 

[esandwich]

Well folks, good to know? Travel insurance claim rejected.

But the airline would have refunded u? So what are u claiming for?

 

[ceestudent]

The more reason for edmwer to not buy any insurance!!