Condo or HDB

[duckknight1000]

HDB MOP this year.. value 500k with 180k left in loan. For some complex family reasons I need a dual key as my next unit. Income wise, I am 31 with annual income of 150k.. wife earns about 40k.. got two kids to support, no car

shall I go for a JUMBO 1m to 1.2m, but at least 30 years old now?

or shall I go for a dual key EC? 1.7m…

edit EC not private condo

 

[Atrina_Boy]

guess stick to pigeon hole if u need to ask this ba

 

[lampano]

HDB MOP this year.. value 500k with 180k left in loan. For some complex family reasons I need a dual key as my next unit. Income wise, I am 31 with annual income of 150k.. wife earns about 40k.. got two kids to support, no car

shall I go for a JUMBO 1m to 1.2m, but at least 30 years old now?

or shall I go for a dual key condo? 1.7m…

in laws problem?
wah dual key 1.7m? where sio?
2+1 bedroom?

 

[duckknight1000]

guess stick to pigeon hole if u need to ask this ba

Condo u meant? Since it is smaller

 

[duckknight1000]

in laws problem?

You are very wise my friend

 

[duckknight1000]

in laws problem?
wah dual key 1.7m? where sio?
2+1 bedroom?

Woodslum … 3+1.. low ses

 

[lampano]

You are very wise my friend

typical lah, every couple faces it, matter it when only

 

[lampano]

Woodslum … 3+1.. low ses

consider 3gen HDB unit??

 

[duckknight1000]

consider 3gen HDB unit??

Cannot dual key leh from what I researched… I need to have separate kitchen and living space entirely

 

[cleverman]

HDB MOP this year.. value 500k with 180k left in loan. For some complex family reasons I need a dual key as my next unit. Income wise, I am 31 with annual income of 150k.. wife earns about 40k.. got two kids to support, no car

shall I go for a JUMBO 1m to 1.2m, but at least 30 years old now?

or shall I go for a dual key condo? 1.7m…

1.7M Dual key? why so cheap?

 

[duckknight1000]

1.7M Dual key? why so cheap?

Woodslum low ses

 

[kyokoto]

HDB MOP this year.. value 500k with 180k left in loan. For some complex family reasons I need a dual key as my next unit. Income wise, I am 31 with annual income of 150k.. wife earns about 40k.. got two kids to support, no car

shall I go for a JUMBO 1m to 1.2m, but at least 30 years old now?

or shall I go for a dual key condo? 1.7m…

Dont overstretch, I kid you not. Your wife income 40k is not enough to sustain your family at all shd sth happen to you. Its gonna be really stressful for you then. Just get Jumbo, dont get condo. 1.7m really gg to you with the amount of loan you gonna take and cash to forkout. Did you calculate how much total interest you have to pay over 30 years? It will shock you.

 

[Laguna123]

Can consider EC?

 

[ballastic90]

Of course condo

 

[lampano]

Cannot dual key leh from what I researched… I need to have separate kitchen and living space entirely

wah u very poor thing.
i supposed you cannot leave each other alone on their own.. have to be together.

 

[duckknight1000]

Dont overstretch, I kid you not. Your wife income 40k is not enough to sustain your family at all shd sth happen to you. Its gonna be really stressful for you then. Just get Jumbo, dont get condo. 1.7m really gg to you with the amount of loan you gonna take and cash to forkout. Did you calculate how much total interest you have to pay over 30 years? It will shock you.

Yes totally agree.. just asking to have a sanity check

 

[duckknight1000]

Of course condo

Why?

 

[cleverman]

Woodslum low ses

if its a new condo, BUC, after you sell your HDB, you still need to rent until your new condo is ready to move in.

 

[duckknight1000]

wah u very poor thing.
i supposed you cannot leave each other alone on their own.. have to be together.

Life is hard… work hard to eat caipng daily.. money goes to everyone elde

 

[duckknight1000]

if its a new condo, BUC, after you sell your HDB, you still need to rent until your new condo is ready to move in.

A resale condo