CPF 2025 Changes

[highsulphur]

Anyone's MA still exceeding the ceiling from the recent bonus credit?

 

[lampano]

wah 2025 increase alot man, 5.6%!!!
give u 4% and simi topup also no use!!

all wayang only!!

 

[kage]

Topping up my cpf now .....

 

[ToonBlue]

How many people topping up cpf?

 

[Lè Crayons]

I will be topping up my 3K MA but need to wait for 2025 for them to transfer the interest to OA and 2025 BHS.

 

[DragonFire]

wah 2025 increase alot man, 5.6%!!!
give u 4% and simi topup also no use!!

all wayang only!!

Personally I expect it to go north of 8% increase YOY. Healthcare costs are skyrocketing, and there isn’t actually any palatable solution. 2025 5.6% is just easing in the accelerator.

 

[vangug]

Starting 1 January 2025, The CPF salary ceiling will also be adjusted to $7,400 to reflect rising wages.

wa liew eh... hate this the most... more 20% siphoned out from take home pay.... and SA interest rate of 4.08% only lasted for 1 year... is it whole of 2025 it is back to 4% or only 1st quarter?

 

[Lè Crayons]

wa liew eh... hate this the most... more 20% siphoned out from take home pay.... and SA interest rate of 4.08% only lasted for 1 year... is it whole of 2025 it is back to 4% or only 1st quarter?

Whole of 2025 bro.

 

[DragonFire]

How many people topping up cpf?

Not me… I stopped once I reached SA FRS in my early 30s. Autopilot ever since.

 

[vangug]

Whole of 2025 bro.

cui... they tarlek so fast...

 

[DragonFire]

wa liew eh... hate this the most... more 20% siphoned out from take home pay.... and SA interest rate of 4.08% only lasted for 1 year... is it whole of 2025 it is back to 4% or only 1st quarter?

It’s reviewed every quarter based on rolling 12 month statistics.

 

[hwarzoner]

wah lao 5.6% increase in bhs

 

[kuti-kuti]

goes to show they can sukat sukat change cpf law.

can even say for example tomorrow all accounts gone, money goes into MA/RA.

 

[stingray1211]

wa liew eh... hate this the most... more 20% siphoned out from take home pay.... and SA interest rate of 4.08% only lasted for 1 year... is it whole of 2025 it is back to 4% or only 1st quarter?

annual cpf limit no change. annually it won't make a difference to most people..


Read HWZ Forum Rules!

 

[leonaheidern]

I either let them eat 3.5k immediately before my first paycheck in Jan or I let some go in like 300 plus a month


Read HWZ Forum Rules!

 

[archie7]

the increase in income ceiling very sly move instead of increasing the contribution rate

 

[inmyopinion]

Very lucky liao. They don’t want to increase so much because medishield life premium will also increase as much as 35%

And only Singaporeans get medisave bonus.

https://www.channelnewsasia.com/sin...pril-2025-government-support-measures-4677041

 

[Kiwi8]

If all citizens withdraw cpf $$$$$$$$ at the same time, does the Govt has enough $$$$$$$$ to return to owners?!?!

Of course not. This is the same as a run on the bank, the bank cannot pay everyone at the same time.

 

[samba fan]

increase 5.6% excess wont flow to SA n OA

 

[Meemoosaa]

that is called a "bank run".. most banks will not have so much "cash" on hand. they are all distributed to do investments.

The difference between CPF and a bank is that CPF has plenty of time to predict who needs to withdraw in due time, while a bank has no such predictability.