CPF Account Value Thread 2026

[tehhalia]

The ma currently cap at 79000. Last year 755500.
The cap increase about 3% annually. Ma interest about 4%.
If this remains constant, there is a small. Possibly to overflow some ma into sa with time?

When your MA hit cap? The 4% interest on MA will be transferred automatically to SA on 1 Jan, leaving a gap of new BHS - previous BHS.

 

[Potent]

Yes but if your SA hits FRS, excess will overflow to OA instead

Thank you for confirming. If oa then means withdrawal at 55 or to do some investing better than 2.5% it is growing.
The overflow seems to start a few years later yah..

 

[dev_stg_prd]

The ma currently cap at 79000. Last year 755500.
The cap increase about 3% annually. Ma interest about 4%.
If this remains constant, there is a small. Possibly to overflow some ma into sa with time?

There is medisave policy deduction in march. Is this another chance to top up once it dips to 78k?

 

[highsulphur]

There is medisave policy deduction in march. Is this another chance to top up once it dips to 78k?

yes you can