CPF Accounts Value Thread 2020

reddevil0728

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Can I ask what happens if you hit your SA and MA limit while working?

Does the excess money go to OA? Initially I thought if you hit MA limit, excess is supposed to go to SA, and not OA.... Thanks!
For SA, if it's MC or VC i believe it will just keep increase since there isn't a cap.
 

RedsYWNA

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IG1801%20What%20if%20you%20have%20more%20than%20the%20Basic%20Healthcare%20Sum-02.png


Excess MA contributions will overflow to SA/RA or OA depending on whether you hit FRS.
Excess SA contributions stay in SA.

Ah....got it, many thanks for the clear graph!! Much appreciated!
 

dork32

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is this strategy correct? In order of funding

1. Top up MA to CPF Limit (37.7k) or BHS Limit (63k)
2. Top up SA RSTU 7k
3. Transfer OA to SA (if house paid off)
4. ???
i have mentioned that i would top up sa before ma.
 
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