credit card for NSF.

areizon0

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Hi currently I'm a NSF and I want to apply for a credit card, but I know there's some banks requires minimum income level and some banks don't. Do anyone know which bank I'm suited for?
 

derrickgoh

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Stan chart also has $500 limit CC. Search on google, others banks could have too.

Alternatively if u have $10k to spare, open a maybank FD. Their rates are usually one of the highest. Then ask for secured credit card.
 

areizon0

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Stan chart also has $500 limit CC. Search on google, others banks could have too.

Alternatively if u have $10k to spare, open a maybank FD. Their rates are usually one of the highest. Then ask for secured credit card.
Just check on some banks website, most of them are student credit card which I can't apply, just like Stan.Chart...
 

ceecookie

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If u can lock away 10k, consider secured credit card instead
 

Trazora

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What is the usage of the CC? Maybe just go with DBS visa debit card. Get 5% rebate for paywave, just cannot withdrawal cash more than 3x or total more than $400 total.
 

derrickgoh

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Just check on some banks website, most of them are student credit card which I can't apply, just like Stan.Chart...
No harm just try. Submit copy of 11B. U may not earn as much as the young adult with $18k per annum but confirm u earn more than a student.

If rejected try maybank they also have $500 limit credit card. Some more website says no income or guarantor required.
 

areizon0

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No harm just try. Submit copy of 11B. U may not earn as much as the young adult with $18k per annum but confirm u earn more than a student.

If rejected try maybank they also have $500 limit credit card. Some more website says no income or guarantor required.
not student also can try? since im a nsf
 

alamakazim

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debit card ok what...

when I hit 18 .... i immediately apply the posb master debit card(orange)

work like a credit card...
 

lohsenglte

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debit card ok what...

when I hit 18 .... i immediately apply the posb master debit card(orange)

work like a credit card...

Link to the Debit card? I would like to read on it. :)

Currently holding on DBS VISA Debit, POSB PAssion Debit Card (going to terminate when membership expires), and DBS UnionPay Debit Card (backup card, mainly for NETS only).

Maybe getting SAFRA DBS Debit Card as well when I receive my normal SAFRA Card.
 
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