DBS changed its Mutiplier plan

[sglandscape]

did the dbs multipler investment category change? i cant find the list of fund that will qualify. it used to be 5 specific funds. does it mean all funds qualify? im refering to the monthly rsp $100.

Actually almost any funds you can buy on the app qualify, it's not restricted

 

[1a2a3a]

hmm no leh. i started this 4 years ago. back then it says only the following 4 rsp qualify.
A35
G3B
MBH
CFA

then somewhere last year, they added CSOP.

i recall this very clearly because i didnt 'redeem' any of my past 4 years of purchase and now im entering the 5th year, i need to redeem at least 1 so that during the 6th year, i can rebuy that redeemed fund.

but seems like this is all irrelevant now? as long as any of the funds that all RSP option, qualifies?

 

[1a2a3a]

No eh.

Just the last time got more limited options for ETF rsp. Now got more

in the past also can invest other stuff to qualify.

refer to their website and faq

got say

yes last time the ETF RSP got only 4. then got 5. so now ETF RSP got many many many right? i see like gazillion appearing and not being restricted to those 5.

 

[sglandscape]

hmm no leh. i started this 4 years ago. back then it says only the following 4 rsp qualify.
A35
G3B
MBH
CFA

then somewhere last year, they added CSOP.

i recall this very clearly because i didnt 'redeem' any of my past 4 years of purchase and now im entering the 5th year, i need to redeem at least 1 so that during the 6th year, i can rebuy that redeemed fund.

but seems like this is all irrelevant now? as long as any of the funds that all RSP option, qualifies?

This only applies for RSP and if you're not doing a fund.

 

[reddevil0728]

hmm no leh. i started this 4 years ago. back then it says only the following 4 rsp qualify.
A35
G3B
MBH
CFA

then somewhere last year, they added CSOP.

i recall this very clearly because i didnt 'redeem' any of my past 4 years of purchase and now im entering the 5th year, i need to redeem at least 1 so that during the 6th year, i can rebuy that redeemed fund.

but seems like this is all irrelevant now? as long as any of the funds that all RSP option, qualifies?

You didn’t remember about the 4 ETFs wrongly.

You just didn’t remember the full picture.

Last time got other funds to unlock the investment category. Just that there’s only 4 ETFS.

yes last time the ETF RSP got only 4. then got 5. so now ETF RSP got many many many right? i see like gazillion appearing and not being restricted to those 5.

Cause the invest saver offering is independent of the multiplier investment criteria.

 

[1a2a3a]

there are so many etf to choose from now....
any way to filter the sale charge? i just went in to 15 of them and all of them are 0.82%. im trying to find the 0.5% but the app doesnt have the sales charge filter...

 

[reddevil0728]

there are so many etf to choose from now....
any way to filter the sale charge? i just went in to 15 of them and all of them are 0.82%. im trying to find the 0.5% but the app doesnt have the sales charge filter...

Use online browser might be faster

 

[1a2a3a]

Use online browser might be faster

no sales charge filtering also.

https://www.dbs.com.sg/personal/investments/investing-in-funds/default.page

 

[sglandscape]

Use online browser might be faster

I realized the online version is a bit wonky, it refuses to let me do lump sum unless I choose SRS as source of funds, and require monthly recurring payment. No such issues for the app.

 

[reddevil0728]

no sales charge filtering also.

https://www.dbs.com.sg/personal/investments/investing-in-funds/default.page

try the internet banking 1.

if cannot then really have to slowly click

but most likely those bond ETFs should be 0.5%.

don't confuse funds with etfs...

I realized the online version is a bit wonky, it refuses to let me do lump sum unless I choose SRS as source of funds, and require monthly recurring payment. No such issues for the app.

they are not created equal.

 

[1a2a3a]

give up searching. went to buy the 5th and final etf from the original. will redeem one of my holding in aug then rebuy next year apr.

 

[reddevil0728]

give up searching. went to buy the 5th and final etf from the original. will redeem one of my holding in aug then rebuy next year apr.

cause I think only got 1-2 0.5% sales charge bond etf.

 

[Mickey01]

The 2.6% digibot offer ended? It did not popup anymore, it was still there for me on 2nd Apr 2025.

 

[reddevil0728]

The 2.6% digibot offer ended? It did not popup anymore, it was still there for me on 2nd Apr 2025.

Relogin try again?

 

[Mickey01]

Relogin try again?

try a couple of times already, the digibolt popup message now is ..........."request fee waiver, check statements, etc. etc .... tap the hamburger menu"

 

[ericcsn]

manulife $5k from srs done.
etf investment done
spending $30K done
just paylah/ cc

 

[Nanonited]

The 2.6% digibot offer ended? It did not popup anymore, it was still there for me on 2nd Apr 2025.

Omg me also, i was waiting to use it. I thought we had till May?

 

[vsvs24]

This is the last one standing. All rush to open die faster.

DBS so scared. Already removed the 2.6% before the promo end date.

 

[Nanonited]

This is the last one standing. All rush to open die faster.

DBS so scared. Already removed the 2.6% before the promo end date.

Damn man.. i thought the tnc say till May. Should have locked in early… zzz

 

[reddevil0728]

Damn man.. i thought the tnc say till May. Should have locked in early… zzz

Cannot wait.

Is limited tranche and they can terminate anytime when full