DBS changed its Mutiplier plan

[demoforce1]

bus and mrt trips counted as cc transactions ? my normal cc transactions already reflected after just 1 day but bus and mrt payments still not reflected after 1 week

master cumulated for a week, while visa daily

 

[IronMan123]

35% off CancerCare plan is a good deal. Not sure they will extend it beyond 15 Nov?
You have to input CC35PERCENT2 under the promo code section. I bought the basic one “Headstart” with sum assured $50K.

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[TehSi99]

Couldnt decide if to take up Cancercare for the interest on the additional $50k in Multiplier account or put this money into sti etf.

Appreciate any suggestions. Thank you.

 

[havetheveryfun]

Couldnt decide if to take up Cancercare for the interest on the additional $50k in Multiplier account or put this money into sti etf.

Appreciate any suggestions. Thank you.

Work out the absolute value loh.. Easier to compare then..

E.g 2.2% of 50k is around 91 a month.. If ur cancer care only less than 10 u get 80 a month

 

[reddevil0728]

Couldnt decide if to take up Cancercare for the interest on the additional $50k in Multiplier account or put this money into sti etf.

Appreciate any suggestions. Thank you.

do you prefer capital guaranteed but small returns or you ok with no capital guarantees, but potentially higher returns or even negative returns.

Only you can make this call.

 

[Squaredot]

Couldnt decide if to take up Cancercare for the interest on the additional $50k in Multiplier account or put this money into sti etf.

Appreciate any suggestions. Thank you.

Investment and Insurance serve different purposes, it depends on what u need more or which one give u more nett interest.

 

[reddevil0728]

Investment and Insurance serve different purposes, it depends on what u need more or which one give u more nett interest.

Poster seems to be suggesting putting the entire 50k into sti rather than activating the investment category

 

[cassowary18]

Couldnt decide if to take up Cancercare for the interest on the additional $50k in Multiplier account or put this money into sti etf.

Appreciate any suggestions. Thank you.

Wah $50K in STI. I don't even dare to put that much lump sum in STI.

 

[TehSi99]

Wah $50K in STI. I don't even dare to put that much lump sum in STI.

Not lump sum in at one go. But slowly when price reached my desired target.

 

[TehSi99]

Investment and Insurance serve different purposes, it depends on what u need more or which one give u more nett interest.

Yes.
It may sound stupid but the purpose to get Cancercare is to clock one more category to get the additional interest.

 

[reddevil0728]

Not lump sum in at one go. But slowly when price reached my desired target.

it's a very different objective... small risk small returns. big risk MAYBE big returns.

 

[Squaredot]

Yes.
It may sound stupid but the purpose to get Cancercare is to clock one more category to get the additional interest.

If it's about $10 for your age, no need to think too much as interest more than covers the premium + u get extra coverage.

 

[havetheveryfun]

Not lump sum in at one go. But slowly when price reached my desired target.

So it hasn't reached ur desired target? Then of cos just keep in Multiplier first. Since u can withdraw anytime from multipler to buy Yr sti etf. And the cancer care can also cancel anytime.

 

[IronMan123]

Hi, for those who have CancerCare plan with 35% off, is it normal that the price appear in your iBanking showed original price?
My 1st deduction was at discounted price.

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[maumu]

Hi, for those who have CancerCare plan with 35% off, is it normal that the price appear in your iBanking showed original price?
My 1st deduction was at discounted price.

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yes, it's normal. in fact the original price is the amount that's counted for the eligible transaction and not the discounted price

 

[MoDiE]

if i transfer my unit trusts (G3B) to CDP, and six months later i apply G3B for rsp again, will it be counted for investment category for multiplier?

 

[reddevil0728]

if i transfer my unit trusts (G3B) to CDP, and six months later i apply G3B for rsp again, will it be counted for investment category for multiplier?

G3B is not unit trust it’s an ETF.

I don’t see why not cause that’s technically a “redemption”. Got read their faq?

 

[MoDiE]

G3B is not unit trust it’s an ETF.

I don’t see why not cause that’s technically a “redemption”. Got read their faq?

read their FAQ question 8, but no such info...

 

[demoforce1]

if i transfer my unit trusts (G3B) to CDP, and six months later i apply G3B for rsp again, will it be counted for investment category for multiplier?

oh can we transfer to cdp?

 

[reddevil0728]

oh can we transfer to cdp?

You can but you may want to avoid transferring off lots.

But note that if you transfer to CDP, when u sell u need to pay commission.

Redeeming don’t need to pay