DBS changed its Mutiplier plan

[sglandscape]

Why some guy makes the simple tasks so complicated?

Which guy you're referring to? And what's complicated? The Multiplier is not complicated at all, and it's been that way since they started.

 

[Johnringo]

DBS Treasures up their game with their targeted invite with a special $200k cap multiplier promo for new Treasures

Spoiler

Edit: Aiya, for 3 months only

any idea how to get this? must ask your RM for it?

 

[~sabaisabai~]

DBS Treasures up their game with their targeted invite with a special $200k cap multiplier promo for new Treasures

Spoiler

Edit: Aiya, for 3 months only

This first 200k is it targetting customer? Or as long you are dbs treasures customer?

 

[Devilsire]

any idea how to get this? must ask your RM for it?

automated selective system invite only i guess. i received first email of treasures invite in Aug which i ignored, followed by the improved 2nd invite few days ago

This first 200k is it targetting customer? Or as long you are dbs treasures customer?

invite only

 

[~sabaisabai~]

automated selective system invite only i guess. i received first email of treasures invite in Aug which i ignored, followed by the improved 2nd invite few days ago



invite only

ok i only received one time invite in aug via the system, also ignore but didnt send me 2nd time

 

[yiron]

automated selective system invite only i guess. i received first email of treasures invite in Aug which i ignored, followed by the improved 2nd invite few days ago



invite only

Have u have been using Multiplier? Was told they only target those currently not using Multiplier.

 

[peppermint7]

I received invitation by treasures early this month but didn't have that 200k table in my invite. Not using multiplier. I suppose the 200k is exclusively for some only.

 

[~sabaisabai~]

I received invitation by treasures early this month but didn't have that 200k table in my invite. Not using multiplier. I suppose the 200k is exclusively for some only.

you received via email or system? i didnt see the 200k too

 

[peppermint7]

you received via email or system? i didnt see the 200k too

Email

 

[Devilsire]

Have u have been using Multiplier? Was told they only target those currently not using Multiplier.

Yep am vested in multiplier.
aiya actually all these i believe no point asking any cso/rm/csm cos i highly guessed its all automated "system targeted" ones, just like SCB esaver invites
u receive means u have, no received u ask around also unable to "trigger" it manually so they'll probably just give u any random guess/reason/excuse

 

[~sabaisabai~]

Yep am vested in multiplier.
aiya actually all these i believe no point asking any cso/rm/csm cos i highly guessed its all automated "system targeted" ones, just like SCB esaver invites

they always have this kind of pattern one
even the online casa also targeted customers.. those didnt receive, must go branch to sign up

 

[peppermint7]

Yep am vested in multiplier.
aiya actually all these i believe no point asking any cso/rm/csm cos i highly guessed its all automated "system targeted" ones, just like SCB esaver invites

Indeed I'm guessing you are already into multiplier. Else why my invite didn't mention multiplier. I belief they tailor make the invite mails. For those already in it but not treasures, they'll up the bait by offering you higher returns

 

[Devilsire]

they always have this kind of pattern one
even the online casa also targeted customers.. those didnt receive, must go branch to sign up

theres online CASA? i tot the digibot one was a FD

 

[~sabaisabai~]

Indeed I'm guessing you are already into multiplier. Else why my invite didn't mention multiplier. I belief they tailor make the invite mails. For those already in it but not treasures, they'll up the bait by offering you higher returns

no leh, they didnt offer to me although into multiplier
i didnt see the 200k part

 

[Devilsire]

just for reference

Dear xxxx

We wanted to follow up on your exclusive invitation to experience DBS Treasures with no minimum asset requirement. We wanted to ensure you don't miss this unique opportunity, which has seen an overwhelming response. Moreover, if you join us in September, you can earn enhanced interest on balances of up to S$200,000 in your Multiplier account – effectively doubling the usual S$100,000 cap.

Experience DBS Treasures with no minimum asset requirement for 6 months

As a valued invitee, you can begin your DBS Treasures journey with no minimum asset requirement for your first 6 months. This special waiver period concludes on 30 September 2025, so we encourage you to act swiftly. After 6 months, the choice is entirely yours: continue to enjoy the full suite of DBS Treasures benefits, or simply let us know if you wish to opt out. There's absolutely no pressure.

Unlock up to 4.5% p.a. interest on your Multiplier Account

To make your experience even more rewarding, we're excited to offer an exceptional interest rate of up to 4.5% p.a. on your Multiplier account from October to December 2025.

This is applicable for your first $200,000 balance – double the usual cap of S$100,000.

This special Multiplier offer is exclusive to the first 3,000 targeted new DBS Treasures clients on a first-come, first-served basis. Secure your spot today!

To enjoy these rates, you will need to:

• Join DBS Treasures before 30 September 2025
• Maintain a daily balance of S$150,000 in your Multiplier Account from 1 October 2025 to 31 December 2025
• Fulfill the criteria of crediting your income and transacting in 3 or more eligible categories

Once you have been onboarded with us, your assigned Relationship Manager will be happy to share more details with you.

Meanwhile, please refer to the attached Terms & Conditions for full details.

Beyond the promotions: Your key DBS Treasures benefits

As a DBS Treasures client, you will get access to:

Additionally, enjoy welcome rewards of up to S$15,500^ when you begin your journey with us.

To proceed with the onboarding process, please reply to this email confirming your agreement to the following:

1. I agree to be bound to the DBS Treasures Agreement. (Please refer to the attached documents.)
2. I acknowledge that DBS Treasures Wealth Management services require a minimum portfolio balance of S$200,000 to be maintained. I understand that, following the 6-month waiver period upon onboarding, a monthly service fee will apply if the month-end balance of my account(s) under DBS Treasures falls below S$200,000. (May be revised at the Bank’s discretion). Ending balance is computed based on total deposits1 and investments2.

Your written confirmation of acceptance—by replying to this email with the words “I accept”, “I agree”, “I accept your Terms and Conditions”, “I agree to your Terms and Conditions”, or words to similar effect - will constitute your formal agreement to the above terms.


By providing such confirmation, you acknowledge that you have read, understood, and accepted the Terms and Conditions, and you are formally requesting that your banking relationship to be tagged to DBS Treasures.

We look forward to welcoming you to DBS Treasures—a new chapter in your wealth journey.

Thank you.

Yours sincerely,
DBS Treasures Team
Consumer Banking Group

Disclaimers

*DBS Treasures Wealth Management services require a minimum portfolio balance of S$200,000 to be maintained. A monthly service fee will apply if the month-end balance of your account(s) under DBS Treasures falls below S$200,000 post 6months onboarding. Ending balance is computed based on total deposits1 and investments2.

1Bank deposits include cash holdings in DBS/POSB Saving and current accounts, DBS Wealth Management Account and Fixed Deposits. Trust, minor, and CPF accounts are excluded.

2Investments refer to holdings in Unit Trust, digiPorfolio and eligible transfer-in assets into DBS Wealth Management Account (example bonds, equities)

^Terms and Conditions Apply

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

DBS has introduced additional measures to better protect you against scams, such as the removal of clickable links from emails or SMS sent to customers generally. However, in managing your account relationship, we may send client communications which contain clickable link(s) at your request and/or when you expect it from us. Such information will be for the sole purpose of providing information to you. If in doubt, please contact me before accessing the links.

This email is for general circulation only and does not take into account your investment objectives, financial situation or needs. Please talk to us regarding the suitability of investment products described in this email before making an investment.

Dear xxxx,

Thank you for choosing to join Treasures.

We will process your request and notify you when it is complete. You can expect to receive our Treasures welcome email within 10 business days.

We look forward to supporting you in achieving your financial aspirations.



Yours sincerely,
DBS Treasures Team
Consumer Banking Group

 

[~sabaisabai~]

theres online CASA? i tot the digibot one was a FD

no, not now
i think was in july or aug, cannot remember liao

 

[~sabaisabai~]

Indeed I'm guessing you are already into multiplier. Else why my invite didn't mention multiplier. I belief they tailor make the invite mails. For those already in it but not treasures, they'll up the bait by offering you higher returns

same leh, my invite also didnt mention mulitplier
but i received via push notification instead of email

 

[yiron]

Yep am vested in multiplier.
aiya actually all these i believe no point asking any cso/rm/csm cos i highly guessed its all automated "system targeted" ones, just like SCB esaver invites
u receive means u have, no received u ask around also unable to "trigger" it manually so they'll probably just give u any random guess/reason/excuse

Sian ok haha. It's an extra $600+ over the 3 months compared to other HYSA but bo bian if not targeted.

 

[Mickey01]

then like that are dividends also free? if you are saying dividends are free then using that logic ok lor

but if you are saying dividends aren't free but this is free. then doesn't make sense lor

DBS Group Holdings announced a 1 for 10 shares bonus issue in early 2024 lah. A company bonus issue/rights is a different corporate action as paying dividends.

 

[Mickey01]

DBS Treasures up their game with their targeted invite with a special $200k cap multiplier promo for new Treasures

Spoiler

Edit: Aiya, for 3 months only

Same, I did not sign for for their Treasures Aug Invite and now Sep they follow up with an enhanced invite